It is everyone's longing to turn out to be financially independent. For this, most people depend on traditional ways to earn more, like being salaried in an organization or being self-employed. Yet there are different medians for individuals to enjoy surplus monetary advantages like stock purchasing, shareholding, and the long and worthwhile standby of retirement pension. Apart from all these, the most efficient way to earn is by investing in real estate. You can relish a profound pace of profits, astounding tax benefits & leverage of land to construct your wealth. Here are some reasons why real estate is an extraordinary investment.
Cash flow is the net spendable profit obtained from the investment after every single operating cost & home loan installments have been made. When you purchase a good property from a reputed real estate builder in Kerala, the cash flow will be just as hefty. You can make money through rental income as it tends to rise over time, which can lead to greater cash flow. In most cases, cash flow makes stronger over time as you pay down your loan & build up your equity. As well, RBI has recently declared a reduction in the REPO rate which creates home loans even less expensive. So this will help you to smoothly begin your investment & hence increase cash flows.
From the pool of real estate builders, you can select the best real estate builder in Kerala who can offer the best quality construction works for their projects. Because the quality of the construction work matches the most excellent grades. So it comes with assured safety, security & top-notch amenities. This shows, by investing in those properties, you are going to accept the most appealing return on your investments.
While another reason that forced people to make their investment in the realty market is long term financial security. If you have a constant flow of cash in succession, the bonuses of this investment yield monetary bonuses for a long time. Possessing a residential property can give investors a sense of security due to the property appreciation over the long run. Well, this is only possible when you invest in the right place. So it is always advised to completely research the location before finalizing the negotiation on the apartment of choice.
In contrast to most different sorts of ventures, the realty market can contribute a hedge against inflation, which is yet another reason that pulls customers to put in this income stream. I.e. with high inflation, your rental pay & property value develop profoundly. Hence investors welcome inflation wholeheartedly because as the cost of living rises, so makes their cash flow. Accordingly, buying a property offers extra investment security during inflation.
The most satisfying part about real estate investment is that you become your own boss. Similar to any other business you have total authority & freedom over your investment strategies just as your flops and achievements. You make better decisions on which property to invest in, the tenants who will live in your property, how much rent to impose per month and so on.
Another reason that real estate is an extraordinary investment, is the tax deductions you can take in this income stream. You get to deduct expenses straight connected to the operation, maintenance & management of a property such as property maintenance, insurance, maintenance repairs, property management fees, repairs, travel expenses, legal fees, and even the interest paid on the home loan. All of these deductions will reduce your taxable income, which might save you cash while you file your taxes.
Reliant upon a variety of features, extra payment created from real estate investments might grant you admittance to added credit. Usually, loaning institutions finance more money to individuals who get more cash flow. The additional payment generated using property ventures may unfold more comprehensive credit lending entryways.
To Sum Up,
You can see the profits of investing in real estate while investing in other sorts of investments like the stock market. Investing in real estate can be your ticket to making passive income & reaching long-term financial stability. Nevertheless, before you can obtain these things, always remember that you need to make careful decisions when investing in your property. I.e. while choosing the right builder for your investment, is the first and the most important aspect when it comes to a real estate investment.
If you are seeking a top-rated & most well recognized real estate builder in Kerala, then head over to Varma Homes and start searching for investment properties for sale across Kerala. We have our apartment projects at the prime locations in Kochi, Tripunithura, Thiruvananthapuram, Thrissur, and Kozhikode. Visit our website to get more information about our projects. Get in touch with us today to start an investment with us that will definitely offer you a lifetime of fun, happiness & priceless memories.
In today’s world, not just investors but even the end-users are keen to observe the market value of the residential property before buying the home. The real estate market and its development is reliant on various factors. Financing in the property market can reward you with worthy returns if the factors affect the property value are in your favour. To estimate the residential properties value it is vital to find out the influence of those factors that related to the housing characteristics and the residential properties value. So if you are buying or selling an investment property or home, the question is that how much the property is actually worth? The recent real estate statistics in India proved that property valuations are now depending on the factors that influence the market value in the real estate industry. Right intuitions in respects to the right time for the property purchase, price escalations, downturns in the real estate market and all other indicators, aid in making purchase decisions. Key Factors Drive the Market Value of Residential Properties The real estate sector absolutely is on the upsurge, with the growth lunge being delivered by significant factors which affect the prices of residential property in the country. So, what are these factors that drive the real estate market value of your residential property? Read on to learn what drives property prices up, what causes them down and how you can find that whether your home is worth. • Infrastructural Development It is one of the most significant factors that influence the real estate market prices in India. The present situation of the roads & airports, bus terminals, shopping malls and all other advanced facilities in the surrounding area of the residential property, helps in value growth of the same. Another most crucial requirements for each investor looking to buying property or land is the connectivity. That is the rise in the market price of the property is depending on its good connectivity to the medical facilities, entertainment hubs, retail markets, business centres and all other facilities. • Inflation Inflation is caused by the excess amount of money being in circulation, which in turn leads to the decline of the money value. As this occurs, the prices for various inputs like land price, labour, legal building permits, construction materials, also increase. Obviously, inflation will not affect the increased property prices in a zone if the locality itself is lacking the social and civic infrastructure or poor accessibility. • Demand and Supply Demand and supply are reliant on human behaviour as home buyers favour locations which are sound in infrastructure. Changes in the population are also the key factor for demand. At times customers are ready to pay extra for a property since they find that living in that locality desirable. This kind of demand again takes in the real estate investors, who purchase properties to vend them at a profitable amount when supply slows down. This grounds the land prices in that place to increase even further. So together with the number of people inhabiting in an area, the popularity of the area also affects the increased property price of that area. • Population Growth When there is a large number of customers in the market, then obviously the value of properties increases. The population growth rises the demand for the residential properties and it directly translates into faster appreciation in the real estate prices. The increase in demand inclines to increase in the property value, as it forces customers to buy. · Advancements In Nearby Properties Changes in the nearby areas of the residential property can cause to the changes in the market value of the property. This factor mainly depends on population growth and infrastructure development. Housing units in the major desirable locations are the ones with greater prices. Any sort of development and advance can shift the supply and demand graph of the locality. If you are looking for apartments in the prime locations of Kerala, Varma Homes is your best choice!!! Varma Homes is the most trustworthy builders in Kerala offering superior quality and affordable luxury apartments in Kochi, Trivandrum and Thrissur. We always create the true and the excellent living spaces meeting the desires of our clients. We are always ready to help our customers to stay within their budget and their preferred locations.Read More
The significance of finding the right location for your apartment is not a compromising factor when it comes up to buy an apartment. As a home seeker, you have so many preferences for your perfect apartment. Usually, while searching for a flat, the buyer is highly advised to look for a location that is serene and gives you access to sound educational institutions and other significant landmarks in the area. Buyers give priorities to the prominence of looking into the security and quality of the neighbourhood in the site. Varma homes is one of the reputed builders in Kochi, in which all their apartments in the realm of Kochi, Trivandrum and Thrissur. Chottanikkara is one of the dream location in Kochi for those who want to purchase an apartment or home since the place has its own significance from others. It is a panchayat, which consists of Chottanikkara, Eruvely, Kureekkad, Kanayannur, Vattukkunnu, Kottayathupara and Palace Square. The place is a southern suburb in the city of Kochi and is a part of the urban agglomeration of Cochin City. Get To Know The Localities Advantages At Chottanikkara! When you live in Chottanikkara, you are close to what a noble lifestyle demands. The famous Chottanikkara temple is located in this town and the place has good access to the well-known Karingachira church. Chottanikkara has excellent connectivity to the seaport - airport road, mini bypass, and more, which makes the living in the land of temples, a truly royal experience. The ease of access to metro makes this place worth living. For a place with a surprisingly tranquil atmosphere, where you will get metro trains every now and then, Chottanikkara is a good family option. One of the major attraction of the city is Hill Palace, which is the largest archaeological museum. The various tourist from the nook and corner of the world has visited this palace to witness the authentic royal dynasty lifestyle of traditional Kerala Culture. The town has also good accessibility to the shopping malls, schools, colleges. The Government school Stadium of Chottanikkara is one of the largest Stadiums in Ernakulam District. EruveliPallippurathumana is the famous shooting spot at Chottanikkara. Moreover, it has bus stops in every part of the town and railway transportation is available. Unlike other urban areas, people need not be concerned about water availability as panchayat also provides drinking water supply. The lush green environment and round the clock water availability are some of the major fascinating factors for choosing this place as the perfect location for living. The famous IT hub Infopark is located near to Chottanikkara. Infopark triggered the whole real estate boom, inviting key players from all portion of the globe. Infopark also improved the lifestyle and culture of Chottanikara as a whole with the new residential and commercial ventures. Thus, the impact of the IT industry also thrives the absolute worth living in Chottanikkara. Chottanikkara bids easy access to all the main destinations of Kochi along with cosiness of a location well outside the limits of Kochi city. The real estate potentials of this place are highly striking which makes an excellent choice for a person looking for an apartment or flat in Kochi together with investment interests. Last but not Least, the Varma Bougain Heights at Chottanikkara is the major element that distinguishes Chottanikkara from Others. It is a luxury apartment in the heart of Chottanikara by Varma Homes, which offers you the same locality benefits and ensures all the superior amenities in terms of both quality and cosiness. Varma Homes, the top and finest builders in Kochi are perfect at designing comfortable living spaces. If you are planning to buy an apartment in Chottanikara, then head on to the Varma Bougain Heights at Chottanikkara. Come and experience an outstanding living at Varma Bougain Heights that will give you a flavour of grandeur and greatness of Varma Homes.Read More
While buying a dream house many people have to go through this question "2 BHK or 3 BHK" which one to buy? This is a very tricky question for sure but no worries, we have the solution. This blog will help you make a judgment on the capital energy of Real Estate Investment, with a contrasting measure choice between a 2 BHK flat and a 3 BHK flat in Kochi.Choosing the correct one is very important for your future as well as your family. There are a lot of factors and parameters which will affect your decision on the buying process of your dream house. Let's discuss the details.BudgetIf you are on a tight budget, then go for the 2 BHK apartments. They offer a decent amount of space for your family, along with the pride of ownership. But if you aren't tied down by financial constraints, a 3 BHK apartment will give you a much better lifestyle - at a nominally larger cost.FamilyA 2 BHK makes good sense for bachelors and young couples as there will still be a room leftover to serve as a guest room. But for growing families with kids or live-in parents, a 3 BHK makes more sense and provides enough space for everyone. Most people buy homes once in their lifetime, so plan for the future too while buying.Rent/ResaleAs far as renting or resale is concerned, it's easier to get tenants and buyers for a 2 BHK when compared with a 3 BHK apartment. However, that doesn't mean that getting a buyer or tenant for a 3 BHK is impossible - it's just that it might take a little more time, that's all!DesignFor those who prefer minimalist lifestyles where space isn't a major requirement, then 2 BHKs are ideal. But for those with greater space requirements such as those working from home, then a 3 BHK makes a better choice as it offers greater space and privacy for a peaceful home office.Home MaintenanceHome maintenance is an important part of daily life and when it comes to keeping up with the cleaning chores, a smaller 2 BHK apartment is definitely more appealing. For those looking for homes that are low on maintenance, then 2 BHKs are the answer. By comparison, 3 BHK apartments are larger and require greater effort to keep them clean and orderly. The best option is to just hire a maid and buy the 3 BHK instead!InflationIf the inflation rate is high, the construction rate, interest rates, etc. also become high. Inflation has a direct impact on real estate agents and their properties. As we know that there can be even more increases in property rates and prices. Thus, it is very important to make the decision in a shorter span of time. If the inflation rate is quite normal then you should go for 3 BHK and if the inflation rate is high then you should choose 2 BHK flat.Loan AmountLoan or mortgage amount also affects the choice of the size of your house. If the permitted loan amount is more with the affordable interest rate, then you should always choose the 3 BHK flat and if the loan amount is less and the interest is comparatively more than 3 BHK will not be considered the right option. It won't be affordable for you and will be out of the budget. In this case, a 2 BHK flat is the best & affordable option.Also Read: What are the Common Mistakes to Avoid While Investing in Real Estate ?PropertyBefore finalizing anything be sure about the property you want to make your dream house at. If your desire is to buy a 3 BHK flat and your budget permits you to do so then you should always buy the one! But if not then you can even get good property ranges in the 2 BHK flats. Varma Homes provides a great life experience regardless of the specification you go for.Varma Homes, the most trusted and reliable builder in Kochi, celebrate with you all your enjoyable moments in life with your family. Potential homebuyers are currently welcome to visit and feel sample apartments ready at Varma Homes. Visit the show home to have a peek at your fun-filled dream home.Read More
When you decide to purchase an apartment for yourself, you will find a broad range of real estate builders from all over giving you their views and choices. In this case, you have to select a reputed & reliable real estate builder from many, to guarantee you make a safe investment. Most people favour a quality lifestyle as well as a brand value of the builder who can be reliable. Let’s have a look at some of the key factors which could help you in investing with a reliable & reputed real estate builder. Timely Completion The most challenging real estate builders face is the complex chore of handing over the property to buyers on time. It plays a vital role in handing over the apartment as it talks about the brand & reputation of a firm. Reputed builders have the practice of their own systems & processes in handing over the apartment to the client immediately after purchasing without any delay. This assures that you will get the key to your dream apartment on time. Avoiding Foul Play It is of the highest significance to maintain a reputation that encourages them to sell their apartments not just in a single project as well as in other forthcoming activities also. Because of the change in the whole field of real estate, the developers and their projects must be registered with RERA, by this means considerably lessening the odds of foul play on their part. So, a reputable builder will always need to give the promised carpet area and satisfy different formalities. Modern Upgraded Amenities Many reliable builders have constructed their brands upon the type of amenities their apartment projects offer. These builders ensure that the apartments made by them possess leading-edge amenities. Amenities offered can be 24/7 security, clubhouse, landscaped gardens, ample parking space, swimming pool, children's play area, rooftop party area, firefighting system, recreation space, sewage treatment plant, open auditorium, home theatre etc. A trusted real estate builder can readily weigh the need for a new generation home-buyer & that mirrored in their apartment projects. Ease of Availability of Home Loan Once you decide to purchase an apartment from a reputed real estate builder in Kerala, your loan might get sanctioned easily without any problem. This is because financial businesses like banks are attached to recognized players of the real estate industry. So, the possibility of a potential scam lessens as the organizations & financial companies have completed the due ingenuity measure by themselves. High Return of Investment The apartment you select can run in your boon if you ever think of selling or renting your property. These kinds of apartment projects are typically located in the most popular zones, have good connectivity and also a safe & chic neighbourhood. Henceforth, this will make your return on investment of your property a higher one. So, when you search for an apartment offered by a reputed builder, ensure to identify the location. So here is the reason that purchasing an apartment from a reputed real estate builder gives you comfort, security as well as ensures first-class construction quality and a good living for you & the entire family. Varma Homes is one such real estate builder in Kerala that has acquired its stripes as one among the best & the most trusted builders. We have been consistent with the timely delivery of our apartment projects and, rest assured, can yield for you an incredible return on investment. Varma homes created a benchmark to construct not just the perfect homes but also emotions, happiness, comfort & dreams. We are continuing our commitment to build quality homes delivered on time & uphold the excellent standards of our design, quality, pricing and client service. Check out our newest apartment projects built in the thriving locations of Kochi, Tripunithura, Thiruvananthapuram, Thrissur, and Kozhikode.Read More
The third-largest urban agglomeration in Kerala and the site of the Thrissur Pooram festival, Thrissur is situated precisely in the geographic centre of the state of Kerala. The land of festivals is also one of Kerala's most vibrant commercial centres, drawing visitors from all over the nation and state due to the rising demand for flats in Thrissur.Are you aware that Thrissur is a city with a bridge-like existence? the span that connects North and South Kerala. The district added another gem to its gorgeous crown as a result of this bridging quality.Thrissur has now grown significantly. In terms of being a city that encourages investment, it has improved. It is also close to important cities like Kochi. And Kochi also happens to be Kerala's commercial centre. Thrissur is the ideal location to invest right now because Kochi is nearby. The need to acquire assets in Thrissur is thus currently tripling. Many people are interested in Thrissur's spirituality, culture, and booming economy.1. AccessibilitySince Kerala's cities are not all located in the same general area, not all of them can boast that the bulk of their flats and apartments are conveniently accessible. Thrissur is an exception in this regard and is situated exactly in the geographic middle of the god's own country, making travel to other areas of the state as well as to the bordering states simple.2. Cultural elementThrissur is the top real estate investment location in Kerala and is renowned for its cultural diversity and reputation as the "country of festivals." Owning a residence in the centre of Kerala's cultural life, which attracts attention from around the world for its famed Thrissur Pooram, increases the district's importance.3. Weather conditionsThe attractiveness of the green, clean city of Thrissur among buyers of homes is boosted by its promotion of environmental protection, growth, and preservation. The city's constant temperature, which never rises or falls, contributes to the stability of one's pleasant modern lifestyle.4. Fourth-Generation IT HubThe real estate market in Thrissur, which is home to one of Kerala's main IT centres, is still in its prime, rising stage and has not been affected by oversupply like the other IT centres of the state. Customers have benefited greatly from the thriving real estate sector since builders in Thrissur are continuously trying to innovate.5. NeighborhoodThe area of Thrissur city also makes it easy to get to corporate hubs, medical facilities, schools, and well-known landmarks as well as large retail complexes (City Centre and Sobha City Mall). There are three medical institutes, including the Kerala University of Health Sciences, located in the suburbs of the city, which are exceptionally equivalent to the major cities of Kerala. The famous Sree Kerala Varma College and the Kerala Agricultural University have added to the city's long history of educational importance.6. A healthy cash flowThere will always be a demand for real estate properties that people would rent or take a lease on because Thrissur is a thriving commercial centre where thousands of people come in search of employment. Your purchase of apartments in Thrissur as an investor seeking a consistent return will, as a result, ensure a positive cash flow.7. Return on Investment (ROI)The return on investment should be the first consideration when thinking about investing in real estate since if an investment doesn't produce your fantastic returns, it will be of no value (ROI).Due to Thrissur's consistent growth, investments in the area's future are completely guaranteed because the region's expanding economy will only increase your property's return on investment. The price of the property will go up if you decide to sell it in the future, and the longer you keep your investment property, the bigger profits you'll get.One of the greatest builders in Thrissur is Varma Homes. Years of expertise in the industry taught us that real happiness can only be found when the homes built are of quality and most importantly, eventually, become an investment worth a lifetime. For timely and efficient all-time delivery, we strictly follow efficient methods of planning in advance, training labourers, and staff members and adhere to safety procedures.Read More