Building your new home is an exciting and at times overwhelming experience, but for your builder it is very routine, which is why you need to be an active participant in all aspects of the home building process to ensure you end up with your dream home. Varma Homes are the top builders in Kochi, Kerala for flats & apartments, and we assure you the best end results.
Building your new home cannot be a passive exercise, because there are so many decisions that must be made by you. If you are unable or unwilling to make these decisions, you will force your builder to make them and run the risk that your new home won't turn out the way you envisioned it or cost what you thought. Varma Homes envision to have a clarity in our thought processes which would eventually pave way to build quality homes delivered on time.
Here are few things you must know and take into consideration when building your new home:
1. Do a little research to find out the best reputed builders
Do your research when it comes to choosing a builder. How long have they been in the business? What is their reputation? Can you see examples of their work? Is there anyone who has used them before that you can speak to? Don't be afraid to meet with multiple builders to discuss your plans. Many builders are out there, but not all are created equal. Whether you search for information online or get recommendations from your family and friends, find out whether a builder is respected for doing quality work as well as being punctual.
The building process isn’t short, so make sure you are happy with your team — we, the best builders in Cochin are ready to help you with it. This requires doing a little
To start the building process right, you’ll want to do the following:
• Conduct extensive online research to make sure you’re using a reputable builder
• Get referrals from friends and family
• Look at examples of the builder’s current work
2. Ask questions (and more questions)
You need to understand the parameters of what the builder is doing for you. And you get that information by asking questions. Make sure the builder can execute what you want, because not all builders can accommodate custom designs.
One of the first things you should do before meeting with your team for the first time is to identify what you don’t know, and then eliminate that doubt. If this is your first time building, there are probably going to be a lot of things you don’t know, and that’s fine. There are no dumb questions.
Here are a few starter questions:
• What exactly are you paying for?
• Do you need full architecture/design/build services, or do you just want a blueprint?
• How much time should you allow?
3. Determine your budget
Before you start building your new home, run some numbers to determine whether you can afford to build the home you want. Know well the present scenario and make maximum utilization of the incentives provided by the government. Make sure you have a significant amount of money set aside for things you think of throughout the process that you want to buy yourself and have the builder install. Also, don't forget to budget for new furniture if needed for the whole house.
4. Find suitable land
Make sure you can find affordable land prior to getting caught up in finding a builder and designing a house. No matter why you're purchasing a piece of property, nothing is more important than location. If you're making an investment, don't buy land with no resale value. If you're aiming on starting up a business, don't buy land completely isolated from potential customers. And if you're looking to build a house, don't buy land you can't build on.
The populaces from outskirts are getting well employed and shifting to metropolis due to faster infrastructural development and greater career opportunities. With higher availability of jobs and better educational possibilities, the greater Cochin is immensely growing at an incredible pace due to huge investments of IT sectors in its locations. In case of Trivandrum and Thrissur, they are also the larger IT hubs creating enormous career opportunities. The basic reason for this growth is the heavy inflow of NRI funds from people settled abroad. The IT sector is booming at a lightning speed and thereby generating many more job opportunities in these cities. In case of Kochi and Trivandrum, with such a massive growth happening since a couple of decades and with many more job openings; most families have one or more persons as bread-winners. And their surplus income is used to invest into flats in Kochi and Trivandrum. If you are making a wise decision to buy a property in one of the prime locations from the best builders in Cochin then you are almost guaranteed with the asset value appreciation in the future. You can either live in your own flat or you can enjoy the lease/rental income accrued out of it. And with the rent and lease options, you are also assured with a very high rate of monthly returns from the higher income groups who are in search of such properties available on rental or leasing basis. Varma Maalika and Varma Regent from Varma Homes are the ready to move flats in Cochin conveniently positioned in the most happening residential locations of Kochi city. Varma Dr. Pai's Heritage the super luxury apartment project of Varma Homes is the ongoing Flats in Trivandrum located at the heart of the city. Varma Spectrum, the upcoming Apartments in Thrissur is one of the prestigious projects of Varma Homes. If you are someone looking for real estate investment in the major residential locations of Kerala, then do consider Varma Homes, the reputed builders in Kochi offering: Apartments in Kochi Apartments in Trivandrum Apartments in ThrissurRead More
Everyone has a dream of owning their dream haven. However, it is a fact that home purchasing isn’t all that effortless and sometimes appears difficult. This takes fairly some savings and is uptight with stress and a lot of complex decision-making. But there are a lot of financing options available on the market that largely takes the brakes off buying a home: a home loan. It isn’t tough to find a loan for your next real estate investment. Though, finding the best possible loan for your investment needs a bit more work. So here are some steps you need to follow to ensure your home loan can be processed without glitches: Recognize Your Eligibility & Relate Your Possibilities There avail lots of home loans that are not created equal. They can have varying fees, interest rates, points, and other things that can stand up how much it will result in costing you. So, for easily getting approval for your home loan, you have to figure out your eligibility, which largely centres on the capability of settlement and age before you approach the bank. Work on Your Credit Score If you’re applying for a conventional mortgage for your home, you can be sure that your credit score will come into play. The clean financial record with your credit card, debit and other loans paid off will not only affect your eligibility criteria but also help you get the best deal if you are searching for a 2 or 3BHK apartment or flats. Multiple home loan applications or many credit enquiries may lead to a hard pull on your credit score, so it is required to slow any kind of borrowing in advance. Only Deal with A Reputed & Trusted Builder Loan approvals can be smoothly done if you have a licensed & reputed builder on board. It not only ensures a safe investment in your future and present happiness but also increases the chances of getting a fairly good loan amount. That is, the bank tends to generate a confident level of trust when it comes to a genuine and trusted builder and even their buyers, it helps that they are branded for constructing safe & happy homes. Also, your builder’s past and present projects and their successful running business in this competitive reality market aid in getting your loan through. Stay at Your Job Staying stable at your job will give a high chance of getting approved. Having a steadily monthly income is important to get approved for a mortgage. So do avoid changing your job. Your bank needs to know if you have a high possibility of steady employment and income during this loan period to permit you to make your loan refunds on time. Ascertain You Have A Clean Title Deed & Complete Documentation of The Apartment Even though this is not associated with your distinct credit state, banks need to guarantee that there is not any problem with your investment in case you default on your loan. Hence, the bank will first check that all the legal documents of your apartment are in order. After you have cleared all the necessary documents and requirements, your loan approval process can be successfully closed. If you’re in search of apartments in Kerala, consider Varma Homes projects, the leading and the most promising builders in Kerala. We offer happy & safe apartments with wonderful amenities in highly-sought after residential areas in Kochi, Tripunithura, Thrissur and Trivandrum. We know that your home is probably the most significant purchase you will ever make. Hence, we construct it with as much care to aid you to live a good life for years to come. So, take your dream apartment from the house of Varma Homes.Read More
Buying a home is always a dream come true moment for a person. Owning a home means settling and having a space that is truly yours. It is an important moment in your life when you finally own your dream home. However, the procedures before owning a home is not so much easy. One has to go through various tasks before purchasing an apartment or home. Often homebuyers may find it difficult to finalize an apartment or house, after shortlisting their final list of properties. When these shortlisted properties are of same price range and in the preferred location, each homebuyer may consider various other factors for reaching a final decision. Let us explore the important factors that every homebuyer considered when it comes up to choose an apartment to buy in this new-year 2019. Legality: There are local government bodies in every city that are authorized to approve the maps of any construction. Therefore, each buyer needs to check the approvals before entering into the contract or agreement. Builder Reputation: It is essential to check the builder reputation before finalizing your apartment. By visiting the previous buildings built by the same builder, you will be in a point to decide upon the quality standards followed by the builder. In addition, when you go through the history of the builder you will make out whether the builder will deliver the apartment on the promised possession date or not. Project Location: The location of an apartment is also yet another important factor for buying an apartment. You need to choose the locality that is best suited to your needs. The apartment must be in the secured and safest place since we all prefer to live in a serene environment that should be free from all worries. The facilities and the physical infrastructure of the selected apartment need to be thoroughly analysed. You also need to check the existing infrastructure of the project location such as connectivity with your workplace, ease of commute, availability of basic amenities/ markets. Features & Specifications: Features are the specifications and amenities provided in the apartment. Every Builder gives the host of specifications and features to lure buyers. The most crucial part in this regard is to comprehend which specifications and features are of actual use and which are cosmetic. Future Prospects of The Locality: While apartments in major locations may seem appealing, buyers need to consider the future prospects of the project location and the infrastructure developments in the locality. It is important to measure if the apartment location that you are considering will be developed as a commercial or residential area later on. A fully residential zone with a rational mix of commercial centres bids good living conditions. Another future aspect is the green quotient theme of the apartment. Now the whole world is facing the problems of global warming, and most of the metropolitan cities are challenged by the pollution problems, so it is preferred that choosing the apartment that offers more green aspects, which has various benefits. Buyers can also check if the apartment is furnished to conserve energy and has adequate natural light, as it will help to save power and money. Concisely, purchasing an apartment is perhaps the primary decision you would take in your life. You need to consider the above factors before buying your dream apartment. But you no need to worry; here is your one-stop store! Varma Homes, where you can meet all these factors in the apartments of Varma Homes at various prime locations of Kerala. Being one of the leading builders in Kochi Varma Homes has always believed in Constructing Happiness for our clients who trust in financing safely in happy homes for generations to come. All our apartments are located at the heart of the major cities of Kochi, Trivandrum and Thrissur. Get Ready To Spot Your Dream Apartment From The House Of Varma Homes! If you need extreme serene and advanced amenities for your souls, and if you are searching for apartments that can exceed the expectation levels of your dream home, then look no further as the all-new apartments are here! Get ready to experience a new level of happiness by living in the house of Varma Homes, here is your list, you can choose your favourite apartment to buy in 2019: VARMA MAALIKA I, TRIPUNITHURA Apartment project having 13,180 sq. ft. the area comprising G + 4 floors with 12 residential apartments units of 2 & 3BHK. VARMA PADIPURA, TRIPUNITHURA Apartment project having 38,000 sq. ft. the area comprising B + G + 11 floors with 31 residential apartments units of 2 & 3BHK with luxury amenities. VARMA KOTTARAM, TRIPUNITHURA Apartment project having 34694 sq. ft. area comprising G + 4 floors with 24 residential apartments units of 2 & 3BHK with luxury amenities. VARMA MAALIKA II, TRIPUNITHURA Apartment project having 10161 sq. ft. area comprising G + 4 floors with 8 residential apartments units of 2 & 3BHK. BOUGAIN HEIGHTS PURPLE, CHOTTANIKKARA, KOCHI Compact apartment projects having 71,990 sq. ft. area comprising B+G+8 floors with 44 residential apartment units 2 & 3 BHK with luxury amenities. VARMA SPECTRUM, POOCHATTY, THRISSUR Apartment project having 41000 sq. ft. area comprising G +8 floors with 30 residential apartments units of 2 & 3BHK in Thrissur with luxury amenities. VARMA DR. PAI’S HERITAGE, THIRUVANANTHAPURAM Apartment project having 82651 sq. ft. area comprising B + G + 13 floors with 60 residential apartments units of 2 & 3 BHK with super luxury amenities. All these apartments in Kochi, Thrissur and Trivandrum are bound to make happiness among beings. If you are looking forward to buying apartments in these prime locations of Kerala then contact us today. Expert’s state that this 2K19 would be the right time to invest. So, register your interest with us!!!Read More
Opportunities are cropping up for NRI investors amidst these unprecedented times. Like all other industries, the real estate sector was hit hard by the pandemic crisis, and it is now experiencing a significant spike in the niche market. This is mainly because those NRIs who have returned to Kerala as a result of the COVID-19 pandemic and subsequent lockdowns have learnt that investing in real estate is the right option for them. The market has turned more favourable for making investments in real estate, particularly in premium apartments and villas. With that being said, let’s take a look at how this time has become a golden era for apartment buyers.A Market In Favour of Apartment Buyers The situation has come to a point where apartments that were once considered a real luxury have now become a basic need for mankind. However, according to industry experts, now is the best time to buy an apartment in Kerala because buyers will likely get great offers and discounts from developers & property prices are expected to rise substantially in the near future. The residential real estate market has in turn become progressively lucrative for NRIs as transparency & investment norms have been eased. With lower interest rates for housing loans, stricter regulatory measures, and the significant drop in property values, have made the deal even better, creating an appealing investment opportunity. Taking the Big Step to get into This Good Investment WindowIt is everyone's dream to own the home of their dreams. When NRIs return from the Gulf with their hard-earned money, they're more likely to invest in an apartment with facilities in the heart of the city that fits their lifestyle. They are more focused on providing a good education for their children, a good standard of living, and all the other life-demanding comforts that bring the world to their feet. As an investor, their primary goal is to achieve financial stability while also increasing transparency and trust. Real estate is the best investment opportunity because demand for real estate is increasing, resulting in higher rents and, as a result, higher capital values. So, without a doubt, it is the safest investment option and the preferred choice for one's safety, stability, and security. Are you a Gulf returnee looking to invest your hard-earned money in one of the best cities in God's own country, Kerala, to buy your dream apartment? Take advantage of the current real estate market's opportunities; go ahead and put it to good use to achieve your lifelong goal. Make sure you buy your dream apartment from a reliable and reputable builder in Kerala.Find Your Dream Apartment from Kerala's Best Real Estate Builder If you have a strong desire to own your dream apartment and want to buy it from Kerala's most trusted builders, your search ends here! Varma Homes is the ideal partner for you because it is one of the Kerala's most trusted builders. We believe that happiness should be a worthwhile investment. With our perfect quality and integrity, we have earned the reputation of being a builder that customers can approach with confidence. In Kochi, Tripunithura, Thiruvananthapuram, Thrissur, and Kozhikode, we have residential projects with excellent construction quality and all modern amenities, providing you with the best options for your long-term investment. If you want to own an apartment in your desired location, Varma Homes could help you! You will now be able to benefit from some special offers on our projects. It's a limited-time offer, so hurry up to realize your investment dream with us and embark on a new investment venture!Read More
Mutual Funds/ Shares /Real Estate Confused between mutual funds v/s shares v/s real estate? Get to know how financing in real estate is more constructive than shares or mutual funds. At present time of rising inflation and cumulative costs, it has become very tough to preserve a good régime with a poor source of revenue. It has made persons keen to search for other alternative sources of revenues. While investment looks like a money-spinning choice for extra earnings but again searching too many available alternatives on the niche market is genuinely a hard-hitting job to pick the best among them. Mutual funds, real estate, gold, shares, etc. are some of the key investment choices that one looks into, but each has its own pros and cons. Pros & Cons of Real Estate Real estate can give you benefits like rental income, security against inflation and capital appreciation. If you have a plan to take a home loan, you will get full tax benefits against the interest as well as the instalments. When you invest in the realty market, it is time-saving and money generating which will give you various profits. Pros: Real estate increases in value over time. Convenient and more comfortable to invest and develop with other supplementary securities Concrete and substantial investment Offer remarkable inflation conditions Leverages in real-estate are harmless Cons: • Before finalizing the deal, requires a lot of homework about mortgages, insurance, negotiation, titles, finding the right investment property, etc.• Time-consuming if you plan to rent or sell properties• Capital intensive in nature• Real estate has low liquidity• It requires maintenance Pros & Cons of Other Assets over the Real Estate A share market, equity market, mutual funds are the gathering of buyers and sellers. It is a loose network of financial transactions and not a distinct entity of stocks or shares. Mutual funds are the best way for the average investor to purchase investments which would be too difficult to manage on their own. But the truth is that the stock markets/mutual funds are highly volatile and risky to invest. Let’s have a look at the pros and con of other assets: Pros: When needed, it can be easily transformable into liquid cash Gives investors broad diversification. Less capital intensive in nature The assets are controlled by qualified fund managers Cons: Investments made in these kinds of assets involves a higher amount of risk over real estate Management Abuses Needs in-depth knowledge and understanding while selecting good equity stocks If you wish to begin your investment with a very smaller sum and have high liquidity requirements, with steady investment, then mutual funds would be an excellent choice for you. If you have a significant amount in hand for the down-payment and have very long-term investment goals, then the real estate can give you good returns along with a steady rental income. On the whole, financing in real-estate is less risky than equity shares or mutual funds. To invest in real estate is always an excellent choice, a solid and physical asset will always give immense satisfaction and big mental comfort over other financial assets like a mutual fund or stock. Obviously, mutual funds and stocks are also lucrative, but the risk factor is bigger. On the other hand, real estate is safer and the price of property always goes up after a few years. So returns are almost guaranteed. If you are looking for a property in the prime cities of Kerala with future returns around 60 lakh to 1 crore in five years, then you can come to the Varma Homes. We have ready to move, ongoing and new launch projects in Kochi, Trivandrum and Thrissur. By investing at our projects, you will definitely get a guaranteed return. Our homes are designed for a lifestyle of comfort and convenience and also you can find a range of thoughtfully handpicked amenities to enjoy commutable city living. So get in touch with us to know more about our projects and avail the early bird surprises that await you!Read More