Getting Through the Home-Buying Process in Ernakulam
Getting Through the Home-Buying Process in Ernakulam
Ernakulam, the commercial capital of Kerala, has witnessed a surge in the real estate market in recent years. With more and more people looking to buy a home in this vibrant city, navigating the home-buying process in Ernakulam can be overwhelming. In this blog, we will take a look at the steps involved in getting through the home-buying process in Ernakulam.
Determine Your Budget:
Before you start looking for a home in Ernakulam, it is important to determine your budget. Consider your income, expenses, and other financial obligations to determine how much you can afford to spend on a home.
Location:
Ernakulam offers a variety of locations to choose from, each with its own unique characteristics. Consider factors like proximity to your workplace, access to public transportation, and nearby amenities when choosing the right location for your home. Varma Homes is present at every prime location in Ernakulam to give you a better living experience.
Research the Market:
Research the real estate market in Ernakulam to get an idea of the current trends, property prices, and demand for properties. This will help you make an informed decision when it comes to buying a home in Ernakulam.
Find a Reliable Real Estate Agent:
A reliable real estate agent can help you navigate the home-buying process in Ernakulam. Look for an agent who has experience in the local real estate market and a track record of successful transactions.
Visit Properties:
Once you have identified the properties that meet your criteria, it is time to visit them. Take a tour of the properties and ask questions to the real estate agent to get a better understanding of the property.
Get a Home Inspection:
Before finalizing the purchase of a home, it is important to get a home inspection done. This will help identify any potential issues with the property and ensure that you are making a sound investment.
Finalize the Purchase:
Once you have found the perfect home, it is time to finalize the purchase. This involves making an offer, negotiating the price, and completing the paperwork required for the transaction.
Conclusion:
Getting through the home-buying process in Ernakulam can be a daunting task, but with the right approach, it can be a smooth and rewarding experience. By determining your budget, choosing the right location, researching the market, finding a reliable real estate agent, visiting properties, getting a home inspection, and finalizing the purchase, you can make an informed decision when it comes to buying a home in Ernakulam.
Always choose a trusted builder while entrusting the safety of your loved ones. Varma Homes has effectively established itself as one of Kerala's most trusted builders since its inception. With the most advanced facilities and eco-friendly aspects, we present you with a modern lifestyle of luxury, convenience, and comfortable living. We've made it our full-time goal to provide the best service and quality in our pricing range, and we've succeeded time after time. Currently we have apartment developments in Kochi, Thrissur, and Thiruvananthapuram.
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How To Buy An Apartment In 2022 By Following These New Year's Resolutions?
A new year brings new opportunities so make a plan to live a better and more financially secure life this year. If buying a home is on your New Year's resolution list, there are a few things to do before hitting the goal. Because a home is likely to be the biggest investment you will ever make. So, figure out how to build a series of smaller, more doable commitments to assist you in achieving your New Year's Resolution of purchasing your dream house this year. Here are a few ideas to help you with your planning.Make a Budget StrategyIf you've made the decision to buy, manage your finances & determine how much money you'll need for a down payment. This might range from ten percent to twenty-five percent of the property's value. Remember that the larger your down payment, the lower your EMI & the less stress you'll have on your monthly budget. The key to making this goal a reality is financial discipline. So, start saving costs, avoiding needless purchases, paying off debts, & maybe expand your earning stream to increase your down-payment money.Improve Your Credit ScoreIf you apply for a house loan, your credit score will determine whether you're approved and, if so, what your interest rate will be. So, you need to improve your bad credit score as quickly as possible. Here are some tips to help you improve your credit score.Credit cards, if used wisely, can be beneficial to improve your score. Taking a few loans or purchasing consumer products using long or short-term loans will improve your credit score.Pay your credit card payments on time and make sure you always keep a tab on the credit limit to be financially safe and avoid paying extra interest.Keep an eye on your credit report and, if required, rectify any inaccuracies immediately.Remember, until you get a good credit score, you might have trouble getting a loan or you will end up paying a high-interest rate.Keep Your Documents ReadyYou might be wondering what to do now that your credit score has improved & you've saved enough money for a down payment. It's time to get all of your home loan paperwork organized. To get pre-approved for a loan, you'll need to submit a slew of documents, & the financial institution will almost certainly keep giving you one. These documents will very certainly include at least two years' worth of tax returns, employment history, income/bank statements, & asset verification. The earlier you begin sorting these documents, the quicker you'll be able to identify where you're missing data and take actions to correct it.Locate the Ideal New ApartmentOf course, you must first locate your new property before purchasing it. Use your time to consider your choices, look at apartments in nearby areas, set a budget, & decide which apartment you should choose for your dream apartment.Choose the Right Apartment Builder in KeralaWork with a renowned real estate developer that has recognized the city's potential & invested in apartments in vital places, as well as a solid reputation in the business. Always double-check the builder's credentials before making the purchase. Choosing a trustworthy & skilled builder ensures that the job is completed on schedule & to a high standard. Because purchasing a house is one of the most significant purchases you will make, you must be cautious to avoid being fooled by fraudulent promises & agreements made by some fake builders. Visit the builder's website to learn more about their track record, including the status of prior projects & client comments. This will assist you in locating the best under-construction flats in Kerala in terms of quality, finish, and cost.LOOKING FOR YOUR ULTIMATE DREAM APARTMENT BUILDER IN KERALA? Varma Homes, being Kerala's most reliable apartment builder with years of expertise, has always worked to set new benchmarks in property development and to match clients' demands by providing world-class amenities. Our one-of-a-kind designs, along with reliable process & material quality checks, ensure that all our apartment projects come out to deliver a fine living experience to dwellers. We have successfully positioned ourselves as a pioneer builder, completing high-quality projects on schedule & with unparalleled service and good value for our clients. Varma Homes has your perfect apartment in all of Kerala's most desirable places like Trivandrum, Kochi, Tripunithura, and Thrissur. Since the real estate market has experienced remarkable growth in recent years, now is an excellent time to purchase your dream home. Get in touch with us today to secure your long-desired apartments in 2022.
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Why You Need To Do Real Estate Investment Now
When this 2020 rolled in, all was set to celebrate the colours of happiness, positivity, and love, but contrarily, we all got locked down in our homes. Due to this pandemic Covid-19, the whole world is facing a threat that will keep to haunt us for a long period. Individuals have seen crucial changes and disappointing depreciation of their investments. Moreover, the stock markets have crashed, fluctuating gold prices, equity funds and shares hitting a slashing low. So living in this period of crisis, we can realize that the best investment option is definitely investing in real estate. Hence let’s go through the reasons that will help you to better to think of investing in real estate during this lockdown period. Highest Of All Times ROI Based on data from NCREIF (National Council of Real Estate Investment Fiduciaries), realty market helped individuals to return an average of 9.85% over the past years. This is obviously higher than all other investments like equity funds, shares, bonds etc. Since real estate has high tangible asset value, no matter what is the current situation in the world right now, you can hold this asset tangibly that will increase its reliableness and return on investment. Supply and Demand Breakthrough Real estate is a tangible asset made up of property and the land on which it sits, and like other assets, real estate is also subject to supply and demand. Now the supply is less and during this time, supply-demand breakthroughs will remain to profit the investors. Investing in real estate during this time will definitely benefit the investors. Stable Investment In The Current Scenario Real estate is the best asset class in the investment hoop, as a more reliable choice offering steady returns when it compared to the highly volatile stock market like gold or stocks, that might comes with increased risks and you might lose money. But when you invest in the realty market and rent out the property you can benefit a lot. The rental yield from the realty market is much high than returns on any conventional sources of investment. So real estate is one of the best attractive and stable income return even in this lock-down period. Reduced Home Loan Rates In the wake of the Coronavirus outbreak, it is the right time for those who chasing a life goal to own their own beautiful home. With banks beginning to lower down lending rates, more individuals are expected to take the plus of the incentives to purchase residential property as the lower EMIs would nearly match their current rents. So if you are among them then no more waits, reap the benefits now! Significant Opportunities For NRIs To Consider Investing In Indian Real Estate Due to this crisis, NRI's coming back to Kerala post lockdown to settle their business, and so they will be looking for apartments which are as per their standards and within trendy design and construction. NRIs can turn this present scenario as the opportune time to invest in real estate on the shoulders of less home loan interests, currency devaluation etc. So go ahead, make its best use and realize your lifetime dream. In short, amidst this coronavirus outbreak all around, it should be better to think of making an investment in real estate that will give you major returns in the future. This Lockdown period Varma Homes, the top builder in Kerala offers apartments that stand for superb quality, comfort and happiness packaged with ample incentives transforming lockdown blues to knock down your dream apartment into reality with lucrative offers. Use this uncertain time to choose the best ever secure and safe investment which guarantees higher returns and notable appreciation. Book your dream asset with Varma Homes, we have affordable luxury apartments in Kochi, Trivandrum and Thrissur and make a happy ending during this lockdown period.
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Why Kochi Is the Perfect Place to Buy a Flat Right Now
There is no denying that India's real estate market is booming. The demand for property owners in the real estate sector has increased manifold in the last few decades. If you want to get into the property investment, then Kochi might be your place. The city of Kochi has a thriving real estate market and is home to some of the best properties in India.Kochi is not just a smart city. It is home to airport terminals, commercial growth, port-based industry development, cross metro rail, tourism, massive career opportunities and foreign investment. Kochi also boasts a burgeoning IT industry. In this blog post, you will learn about some of the best reasons to consider moving to this city if you want to take your wealth creation to the next level with real estate investment.Luxurious features:Builders are delivering premium homes and apartments in Kochi with luxury facilities as the demand for luxury residences grows. The facilities you choose are entirely up to you, based on your needs and budget. Because it is an issue of your everyday commute, accessibility to your business and important routes should be considered. Shopping locations and transportation accessibility should also be considered.Healthcare Facilities:During this medical breakdown, the hospitals and primary health centres in the city have responded quite effectively. This resulted in bringing down the rates of affected people and helped to restore life back to normal. Passengers arriving at the railway station and airport during this time were given thorough check-ups and made sure they continue to take proper care for themselves, even if they were not admitted to the hospital. Being an owner of an apartment in Kochi means you are guaranteed to stay healthy and secured in good hands. New international airport terminal to cater to growing demand Cochin International Airport Ltd (CIAL) constructed an INR 1,100 crore international terminal with a built-up space of 15,00,000 sq ft. It is designed to handle 4,000 passengers per hour and the new international terminal will have a very positive economic impact and uplift the real estate market in the whole region. The catchment will witness the development of new retail and commercial spaces along with a good supply of residential and hospitality developments to cater to the increasing demand.The increased international connectivity will also pave the way for global companies and cargo-based businesses to deploy and expand operations nearby. The international terminal, along with an operational metro, will significantly boost the city's real estate market and the catchment itself is expected to witness 15-20% rise in property prices.Education and ProfessionWhen buying apartments in Kochi, you should think about the educational and professional facilities available. Kochi is home to some of the country's most prestigious educational institutions. In the city, many foreign schools and institutions provide high-quality education. Kochi is now a burgeoning IT center, with the Infopark and Smart City providing a plethora of career prospects. As a result, professionals and the general public can find a wide choice of work and business opportunities in Kochi.The Support system: While we were busy living our lives indoors during the pandemic, there was a whole bunch of livestock, organic farms and godowns ready to serve the city's needs. Terrace gardens, farms and Fishermen folks slowly get their day-to-day activities eased and go smoothly, which essentially provides for you and your family in the future. Destination of Opportunities: Now, as Kerala has become the number one state in the entire country to show more positive signs in the recovery mode, the opportunities are flooding in. Being the perfectly modulated economic zone in the state, the city of Cochin is the number one prime spot for some major investments in the coming times. A recent report from a National Daily suggests that the manufacturers who are backing out from other countries are looking forward to investing more in India, especially in Kerala. This stands for new opportunities in business ventures and the job market. This way, it is possible to consider your apartment in Kochi and that dream will be paid off in the future. Market for happiness: The city of Cochin which we have witnessed, even before the pandemic was struck, has a lot in its bag and will reclaim its space, once it's all over. The hotels and restaurants are coming back to the track, the hangout places in Fort Kochi and Marine Drive will kick-start with people coming to share their thoughts and love. By securing your flat in Kochi you are invited to partake in these lasting moments of true happiness and smiles.Bottom lineKochi, not now but always stands for the richness of both culture and heritage making it a sought-after travel and tourist destination. This also makes a good reason for you to enjoy a bit of culture and heritage and carry forward the same in your life with your dream home. With all modern amenities available on tap, buy flats in Kochi, an ideal location for buying your dream home.For a luxurious and posh apartment, you can visit our website and look for flats in Ernakulam and Kochi. The team at Varma Homes is devoted to creating high-quality commercial and residential projects that are both inexpensive and attractive.
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Apartment Living: Do's And Don’ts
Certainly, there are numerous perks to living in an apartment. When compared to other housing alternatives, apartment living is the safest and most convenient. But, in order to make it effective, we must consider many factors. The Do's & Don'ts listed below can help you make the most of the amenities available to you and to build a happy life in your dream apartment.DO’S:1. Be ResourcefulAn apartment is a concept that gives you your space while also allowing you to share common facilities with the other inhabitants. As a result, it is your responsibility to ensure that you’re resource-conscious. Use the resources associated with them judiciously while washing the car, watering the plants, using electricity in common areas, or hosting a clubhouse party.2. Make Your Place Feel like A HomeTreat your place as if it were your own. You may customize it in a variety of ways to make it appear & feel like your own. Incorporate your individuality & select a hue that you’re comfortable with. It's enough to start by exhibiting your collection, decor, planting some greenery, showing some beautiful old images you enjoy, & creating a comfortable place that will relax you from within. As a result, it is advisable to adorn each & every nook with everything that makes you feel at ease at home.3. Utilize the Available FacilitiesWe' aware of all of the great facilities in our apartment, but actually using them is another matter. The early difficulties of forming a new habit may have little to do with accessibility. In your apartment, you could find an air-conditioned fitness club, a swimming pool, or a children's play area with equipment, as well as a slew of other modern conveniences. When you already have all of them, it isn't a good idea to leave them away without considering the benefits. Begin by going to the pool after work for twenty minutes or spending time at the park with your children in the evening.4. Maintaining a Regular Cleaning ScheduleDon't put off cleaning until your home is completely covered with dust & trash. Make it a practice to clean every day before bed. Every day, spend at least 15 minutes cleaning the floor & dusting tabletops & other surfaces. Allowing dirty dishes to accumulate in your residence is not a good idea. To avoid pest infestation, wash them as soon as possible. If you keep your apartment clean & quite well maintained, it will infuse positivity into your life as well as make you feel happier in your abode.DON’TS:1. Don’t Be a Bad NeighbourAn apartment is a shared living space. If you would like to be treated well, always be a nice man. If you really want your neighbours to treat you well, you should treat them well. Simply be a nice neighbour & know where to draw the line in your neighbour's best interest. Avoid loud music, don't have overnight parties that might produce unpleasant noise, don't get into minor conflicts that cause general problems, & constantly be aware of your garbage & other items. It's the tiny things that, if they go ignored, may quickly pile into an uncomfortable scenario.2. Don't Put Off Reporting Maintenance ProblemsThe longer you wait to address problems with your power, heating, cooling, pests, & water, the worse they will get. It is always preferable to report issues as soon as they occur. Be it a tiny leak that can be repaired without causing harm to your floor or creaks from your ceiling, If minor concerns are not addressed promptly, they’re likely to escalate into larger issues, & it won't be long before this causes problems closer to home. As a result, even if there's a maintenance issue or anything that doesn't belong in your living environment, take immediate action.3. Don't Leave the Complex LitteredWhen we live in a community, we have some restrictions on our freedom. Because you'll be utilizing these amenities daily, avoid cluttering the apartment complex, particularly the walks, elevators, parking lots, and amenity areas. And, of course, no one likes to begin their day by visiting a littered location. Though your apartment & its complex are undoubtedly important aspects of your regular life, there are some areas of the apartment building that are shared. As a result, make sure you live on your own terms while remaining aware of your limitations.Living in an apartment is a beautiful experience with its own uniqueness. You can also make your experience in the apartment complex the best if you begin living as a tenant with care and consideration for others in the neighbourhood. In a home where you'll spend the rest of your life, make sure you establish an atmosphere of safety, love, & caring. Now you know the fundamental apartment "Do's and Don'ts." However, you must first choose the proper builder to ensure your perfect comfort and happiness in your ever-dreamed apartment. Varma Homes, the most trustworthy apartment builder in Kerala, has created luxury apartments that are built for the occupants' entire comfort and happiness. Being, the top builder in Kerala, we provide you with a modern lifestyle of luxury, convenience, & pleasant living with the most sophisticated facilities as well as eco-friendly elements. Kochi, Tripunithura, Thrissur, and Thiruvananthapuram are among the cities where we have our ongoing apartment projects. Pick the one that best meets your requirements. For more information, please contact us immediately or go to our website.
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ESSENTIAL FEATURES THAT DEFINE A LUXURY HOME
Everyone dreams of owning a beautifully designed luxury home. What makes a dream home luxurious are its features like amenities and interiors. If these features remain the same, then what makes a luxury mansion stand out? Now, we can see that many luxury apartments in Kerala are made with exclusive features that make your dream home lavish and elegant. When it comes to luxury living, the choices to customize your living space are infinite. Moreover, you do not have to be rich to have some of that luxury. Here are some most common features that define a luxury home. Technologically Competent: Most of the real estate builders and homebuyers believes that a luxury home should be exemplary in the kind of technology it uses. Hence, automation is the keyword. Based on the price of the property, the range of technological advancement would differ. Smart home technologies are very much in demand these days and these technologies monitor systems inside and outside the home. Whether it is controlling the smart lighting and sound homes, thermostat, smart toilets or locking the door, you can easily look after your home from anywhere in the world using a smartphone. Such kind of features separates a luxury home from a normal one. Open Floor Plans: Today we can see that the homes do not have separate areas like kitchen and dining. All these areas come together in one big living space for a comfortable and flexible living experience. Many luxury homebuyers are demanding the open floor plan for their homes. High-End Kitchen: If the heart of the home is the kitchen, then luxury homes have a very strong pattern. Kitchens are now coming as a spacious kitchen with top-class appliances and high-end equipment like chimneys, fridge microwave, dishwashers etc. from high-end international brands. Security: Many luxury apartments in Kerala have in-built security features that are necessary. These security features are what separates luxury homes from standard ones. To secure your home from burglary actions and unwanted attention, the homes come with smart locks, safety alarms for fire or break-ins, CCTV cameras etc. Apart from home security systems, these luxury apartments also have strong security at the entering of the property. Breath-taking View from Apartment: A home may have all the specifications and amenities, which makes it world-class, but if it lacks a breath-taking window view, then it is not qualifying as a luxurious apartment. That is nothing feels better than coming home from work to a serene and a peaceful environment. Luxury apartments designed with open areas and huge balconies provide a fantastic view of the surroundings. You can enjoy staring at the skyline or breathe in some fresh air while you calm your mind as you watch the sea. Entertainment at Home: A home with a home theatre and a personal gaming zone is the new trendsetter for defining a luxury home. The latest updates in the niche market gadgets are must-have things for both the old and young alike. The objective of this feature is to create a space where the homebuyer never feels the need to leave the luxuries of the home. Spa Quality Bathrooms: This is yet another feature that sets luxury homes apart. The bathroom serves a utilitarian purpose, but many people consider it as a perfect place to relax after a long day. The luxury homes bathrooms are right on par with professional spas. They not only have a separate shower and tub but also saunas, steam rooms, touch screen mirrors that double as a TV. In a nutshell, Luxury homes are all about lifestyle and have stepped up to offer more comfort living to homebuyers than ever before. Amenities that were once considered an extravagance have become standard and have forced homebuilders and homeowners to take luxury amenities to the next level. If you are a luxury buyer looking for that unique feature and special touch that sets a home apart from all the rest. Then you can get in touch with Varma Homes, the most promising builder in Kerala offering superior quality and affordable luxury apartments in Kochi, Trivandrum and Thrissur. We design all our residential projects with care to make the life of the residents easy and lavish.
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