How to Choose an Apartment to Buy in 2019
How to Choose an Apartment to Buy in 2019
Buying a home is always a dream come true moment for a person. Owning a home means settling and having a space that is truly yours. It is an important moment in your life when you finally own your dream home. However, the procedures before owning a home is not so much easy. One has to go through various tasks before purchasing an apartment or home. Often homebuyers may find it difficult to finalize an apartment or house, after shortlisting their final list of properties. When these shortlisted properties are of same price range and in the preferred location, each homebuyer may consider various other factors for reaching a final decision. Let us explore the important factors that every homebuyer considered when it comes up to choose an apartment to buy in this new-year 2019.
Legality: There are local government bodies in every city that are authorized to approve the maps of any construction. Therefore, each buyer needs to check the approvals before entering into the contract or agreement.
Builder Reputation: It is essential to check the builder reputation before finalizing your apartment. By visiting the previous buildings built by the same builder, you will be in a point to decide upon the quality standards followed by the builder. In addition, when you go through the history of the builder you will make out whether the builder will deliver the apartment on the promised possession date or not.
Project Location: The location of an apartment is also yet another important factor for buying an apartment. You need to choose the locality that is best suited to your needs. The apartment must be in the secured and safest place since we all prefer to live in a serene environment that should be free from all worries. The facilities and the physical infrastructure of the selected apartment need to be thoroughly analysed. You also need to check the existing infrastructure of the project location such as connectivity with your workplace, ease of commute, availability of basic amenities/ markets.
Features & Specifications: Features are the specifications and amenities provided in the apartment. Every Builder gives the host of specifications and features to lure buyers. The most crucial part in this regard is to comprehend which specifications and features are of actual use and which are cosmetic.
Future Prospects of The Locality: While apartments in major locations may seem appealing, buyers need to consider the future prospects of the project location and the infrastructure developments in the locality. It is important to measure if the apartment location that you are considering will be developed as a commercial or residential area later on. A fully residential zone with a rational mix of commercial centres bids good living conditions. Another future aspect is the green quotient theme of the apartment. Now the whole world is facing the problems of global warming, and most of the metropolitan cities are challenged by the pollution problems, so it is preferred that choosing the apartment that offers more green aspects, which has various benefits. Buyers can also check if the apartment is furnished to conserve energy and has adequate natural light, as it will help to save power and money.
Concisely, purchasing an apartment is perhaps the primary decision you would take in your life. You need to consider the above factors before buying your dream apartment. But you no need to worry; here is your one-stop store! Varma Homes, where you can meet all these factors in the apartments of Varma Homes at various prime locations of Kerala. Being one of the leading builders in Kochi Varma Homes has always believed in Constructing Happiness for our clients who trust in financing safely in happy homes for generations to come. All our apartments are located at the heart of the major cities of Kochi, Trivandrum and Thrissur.
Get Ready To Spot Your Dream Apartment From The House Of Varma Homes!
If you need extreme serene and advanced amenities for your souls, and if you are searching for apartments that can exceed the expectation levels of your dream home, then look no further as the all-new apartments are here!
Get ready to experience a new level of happiness by living in the house of Varma Homes, here is your list, you can choose your favourite apartment to buy in 2019:
VARMA MAALIKA I, TRIPUNITHURA
Apartment project having 13,180 sq. ft. the area comprising G + 4 floors with 12 residential apartments units of 2 & 3BHK.
VARMA PADIPURA, TRIPUNITHURA
Apartment project having 38,000 sq. ft. the area comprising B + G + 11 floors with 31 residential apartments units of 2 & 3BHK with luxury amenities.
VARMA KOTTARAM, TRIPUNITHURA
Apartment project having 34694 sq. ft. area comprising G + 4 floors with 24 residential apartments units of 2 & 3BHK with luxury amenities.
VARMA MAALIKA II, TRIPUNITHURA
Apartment project having 10161 sq. ft. area comprising G + 4 floors with 8 residential apartments units of 2 & 3BHK.
BOUGAIN HEIGHTS PURPLE, CHOTTANIKKARA, KOCHI
Compact apartment projects having 71,990 sq. ft. area comprising B+G+8 floors with 44 residential apartment units 2 & 3 BHK with luxury amenities.
VARMA SPECTRUM, POOCHATTY, THRISSUR
Apartment project having 41000 sq. ft. area comprising G +8 floors with 30 residential apartments units of 2 & 3BHK in Thrissur with luxury amenities.
VARMA DR. PAI’S HERITAGE, THIRUVANANTHAPURAM
Apartment project having 82651 sq. ft. area comprising B + G + 13 floors with 60 residential apartments units of 2 & 3 BHK with super luxury amenities.
All these apartments in Kochi, Thrissur and Trivandrum are bound to make happiness among beings. If you are looking forward to buying apartments in these prime locations of Kerala then contact us today. Expert’s state that this 2K19 would be the right time to invest. So, register your interest with us!!!
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Kochi Metro changed the face of Cochin City
The latest extension of the Kochi Metro from the Jawaharlal Nehru International Stadium to Maharaja’s College Ground was launched on 3rd of October 2017 by the Chief Minister of Kerala Mr. Pinarayi Vijayan. The new stretch covering a distance of 5 km came just after three months since the launch of the first stretch between Aluva and Palarivattom by the Prime Minister of India Mr. Narendra Modi on 17th of June 2017. The total distance covered by the Kochi Metro now extended to 18 km, touching 16 stations which include stations at Jawaharlal Nehru Stadium, Kaloor, Lissie, M.G. Road, and Maharaja’s College Ground. The metro changed the face of Kochi and made it a more habitable and hospitable city. The project has captured the dreams of not just the people of Kochi, but of the whole of Kerala. It has now truly become an aspiring icon for the region, giving higher hopes and expectations for a better tomorrow. It has already improved the lifestyle of Kochiates, helped in greater investments, increased job opportunities and upgraded public infrastructure. The Kochi Metro has raised the brand image of Kochi and boosted major investments, especially in the real estate industry. The changing lifestyle of Kochiates shows a clear picture of the influence of these kind of urban developments upon their lives. And a recent trending lifestyle that is shown is the apartment living. Buyers of new apartments in Kochi have solid reasons behind why they prefer to live in the new luxury apartments as compared to typical homes. Most buyers of apartments in Kochi have not only purchased a property for living, but also pride and satisfaction with their hard-earned money. People are looking for something more than just four dividers and a car porch, which they can finally call as their home. They don’t just need a postal address, but to live in homes that declare their lifestyle as a luxurious one. We at Varma Homes, the top builders in Edappally always bring you the finest living spaces. The best home builders in Kochi, Varma Homes’ compact apartments – Varma Regent is being built at Edappally. It is one of the new apartment projects in Cochin, located at Ponekkara. The 2 and 3 BHK luxury apartments ranging between areas of 862 sq.ft to 1357 sq.ft offer luxury amenities at an affordable price range. Lulu mall - one of the major attractions in Edappally is just 1.8 KM away from Varma Regent and with the case of Changampuzha Park Metro Station, its just 1.6 KM. Varma Regent is the best option for those who wish to buy apartments in Edappally. Varma Regent being on its last phase of completion, guarantees the project accomplishment by the end of December. Most of the units are already sold out and only a few units are left. If you are looking forward to buy affordable apartments in Edappally with all the high-class facilities, pay a visit to Varma Regent’s sample apartments. For more details, contact us today. Call +91 9645 88 33 33 for more details.
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TOP 5 REASONS TO SELECT BOUGAIN HEIGHTS AS YOUR DREAM HOME RIGHT NOW
Have you dreamt of an apartment located on the outskirts of the city and gives you access to sound educational institutions and other significant landmarks in the area? Then Varma Homes, compact apartment Bougain Heights in Chottanikara offers you the same locality benefits and ensures all the superior amenities in terms of both quality and coziness. Varma Homes, the trustable builder has always endeavored to deliver apartments with something very special and unique designs. All our projects aim to bring you an unparalleled grand staying experience with our luxurious amenities and offerings. So, If you are planning to buy an apartment tucked away from the busyness of the city and positioned in the most tranquil living environ of Chottanikara then there awaits you Bougain Heights! It is a 2 BHK & 3 BHK compact apartment with all the modern amenities including Health club, Fully Automatic Lifts - 2nos., Children's Play Area, Intercom Facility, Terrace Garden, Landscaped Yard, Rooftop Party Area, Recreation Space, Association Mini Hall, Rain Water Harvesting and breath-taking surroundings with spectacular scenic view of nature. So let’s check out the top 5 reasons that make Bougain Heights as the smart choice for home buyers. 1. Nature on Your Doorstep People dream of owning an apartment amidst lush greens with incredible views all around. Being surrounded by nature’s landscapes is not only enjoyable but also can decrease stress and increase positive well-being. Bougain Heights is located in a peaceful atmosphere provides you with all the charm, gentle and serene life close to nature coupled with the comforts and cosines of modern living. 2. Excellent Accessibility Bougain Heights opens up an extensive possibility for living a peaceful, comfortable and convenient life. Here getting around is never a hassle. While it offers you, the privacy of a quiet home tucked away in a cozy place in Chottanikara but connecting you both to the city and the quickly developing suburbs. It has a balanced in connectivity to industrial areas and the city, alike. It offers easy access to all major transportation hubs like railway station, metro rail, airport, bus stand, etc. The proximity to schools, colleges, supermarkets, and above everything else, and the strong tranquillity will surely be the prime boon of living in this serene apartment. 3. Residential Township Bougain Heights is the ideal for those looking apartments in Kochi away from the hustle and bustle of the city. Spread across 10.60 acres, with 3 apartment towers and bungalows, guaranteeing that you are always in a space of complete happiness. It is a 2 BHK & 3 BHK luxurious apartment project set among the green meadows with lush woodlands. It is uniquely crafted apartments with sophistication, superiority and has a lot to offer as a residential zone. 4. Earnest Promise & Timely Delivery Varma Homes provides quality apartments with superlative designs to the discerning home seekers. We believe in going beyond the concepts of normal construction and offer excellent features, specifications, and amenities with long-term quality that come together to create a premium luxury apartment. With a constant reputation in ethical practices and timely delivery, we offer apartments in the most premium locations in Kerala like Trivandrum, Thrissur, and Kochi. 5. Investment Galore –A Lifetime Investment Bougain Heights is simply a budget-friendly compact home with comfortable living, serene nature and an investment worth a lifetime. When you buy this apartment, it is quite affordable and has big returns. So you can expect good returns in the future because of its close vicinity to what noble lifestyle demands. So investing in Bougain Heights is the guaranteed future returns. Now there avail special offer for Bougain Heights, you can start purchasing with a starting price of just 36 lakhs only, the offer is limited (31/12/2019). So hurry up, invest your interests with us, and get a lifelong investment!
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How Does Credit Score Play A Role In The Process Of Buying An Apartment?
Your credit score has a significant impact on the apartment buying process. It's a measure of your creditworthiness. The first thing a bank or financial institution does when evaluating your loan application is to take a peek at your credit score. They use this score to ascertain that you are eligible to apply. So, what kind of credit score is required to purchase an apartment? It isn't a three digit number that you earn every time you spend on something. It is far more. It is crucial to understand how your credit score will impact your interest rate, loan amount, and down payment. A credit score of 750 or above is generally considered good & can provide you with many benefits, such as faster loan approvals, lower interest rates, and so on. Let's take a look at the major factors that affect your credit score.Approvals of Loans: Your credit score may play a role in getting a loan approved. A credit score of 700 or above is considered to be a good score to get a home loan easily. If your score isn't up to par, you should communicate with your bank to find out how you can improve it.Loan Amount: If you have a bad credit score, your credit limit will almost certainly be less than the amount you asked for. For example, if you need Rs. 35 lakhs for a home loan, your low credit score may prevent the bank from approving this amount. As a result, if you want to be eligible for a larger loan, you'll need to work on improving your credit score.Loan Interest Rate: The other factor that is influenced by your credit score is the mortgage interest rate. So, banks will probably give you a lower loan interest rate if you have a relatively high credit score. And despite the small rate difference, the monthly EMI will be significantly lower.Increased Down Payment: When buying a home, a lower credit score can result in a higher down payment and a countless number of visits and calls to the bank. A good credit score helps to verify that the purchaser has the potential for repaying the loan. According to the guidelines issued by the Reserve Bank of India (RBI), a home buyer can get 80% of the property value as home loan. But, if you have a low credit score, the bank may sanction only a lower amount and you need to find additional down payment to buy a new home.Of course, there is no need to panic if you have a low credit score. Before you apply for a home loan, raise it by making timely payments. Banks or creditors are more likely to believe you can repay a loan if you can pay your bills on time because you seem financially secure and responsible. This will make the home-buying process go more smoothly. Here are some suggestions for raising your credit score. Pay attention to your credit report. Analyze it &, if necessary, point out any errors. Correct them as soon as possible. Concentrate on your mortgage. If you want to take out other loans, such as for travel or furniture, you should put them off. Examine your co-applicants payment records. Their credit score must also be within acceptable limits. To be financially sound & avoid having to pay extra interest, pay your credit card bills on time. Spend only what you have available on your credit card. Pay your EMIs on time & if you default on them, your credit score will suffer. You will be considered disloyal for a home loan. Hence, make a concerted effort to raise your credit score. Once you discover your dream apartment, working to improve your credit score will certainly help you to flourish financially. If you have good credit, let's not let the possibility of higher credit norms deter you from purchasing right now. So, be a wise buyer & keep all of these crucial points about your credit score & how it affects your apartment buying process in mind. Your dream is almost certain to become a reality very soon.In a nutshell, Whether you plan to buy an apartment in the coming months or years, the benefits of monitoring your credit score & working to improve it will help in the long run. Banks will check your credit score when you apply for a home loan to see if you are a responsible borrower. If you have a good credit score and are looking for a reliable and trustworthy builder in Kerala, Varma Homes is the right choice for you. You can trust us because we are Kerala's leading real estate builder. We provide high-end amenities in all of our apartment projects in major Kerala cities, such as Ernakulam, Thrissur, Trivandrum, and Kozhikode allowing many apartment buyers to realize their long-held dream of owning a home. Search our website for detailed information on all of our residential apartment projects and pick the best one.
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Why Should You Opt For A Reputed Builder For Your Home
When you decide to purchase an apartment for yourself, you will find a broad range of real estate builders from all over giving you their views and choices. In this case, you have to select a reputed & reliable real estate builder from many, to guarantee you make a safe investment. Most people favour a quality lifestyle as well as a brand value of the builder who can be reliable. Let’s have a look at some of the key factors which could help you in investing with a reliable & reputed real estate builder. Timely Completion The most challenging real estate builders face is the complex chore of handing over the property to buyers on time. It plays a vital role in handing over the apartment as it talks about the brand & reputation of a firm. Reputed builders have the practice of their own systems & processes in handing over the apartment to the client immediately after purchasing without any delay. This assures that you will get the key to your dream apartment on time. Avoiding Foul Play It is of the highest significance to maintain a reputation that encourages them to sell their apartments not just in a single project as well as in other forthcoming activities also. Because of the change in the whole field of real estate, the developers and their projects must be registered with RERA, by this means considerably lessening the odds of foul play on their part. So, a reputable builder will always need to give the promised carpet area and satisfy different formalities. Modern Upgraded Amenities Many reliable builders have constructed their brands upon the type of amenities their apartment projects offer. These builders ensure that the apartments made by them possess leading-edge amenities. Amenities offered can be 24/7 security, clubhouse, landscaped gardens, ample parking space, swimming pool, children's play area, rooftop party area, firefighting system, recreation space, sewage treatment plant, open auditorium, home theatre etc. A trusted real estate builder can readily weigh the need for a new generation home-buyer & that mirrored in their apartment projects. Ease of Availability of Home Loan Once you decide to purchase an apartment from a reputed real estate builder in Kerala, your loan might get sanctioned easily without any problem. This is because financial businesses like banks are attached to recognized players of the real estate industry. So, the possibility of a potential scam lessens as the organizations & financial companies have completed the due ingenuity measure by themselves. High Return of Investment The apartment you select can run in your boon if you ever think of selling or renting your property. These kinds of apartment projects are typically located in the most popular zones, have good connectivity and also a safe & chic neighbourhood. Henceforth, this will make your return on investment of your property a higher one. So, when you search for an apartment offered by a reputed builder, ensure to identify the location. So here is the reason that purchasing an apartment from a reputed real estate builder gives you comfort, security as well as ensures first-class construction quality and a good living for you & the entire family. Varma Homes is one such real estate builder in Kerala that has acquired its stripes as one among the best & the most trusted builders. We have been consistent with the timely delivery of our apartment projects and, rest assured, can yield for you an incredible return on investment. Varma homes created a benchmark to construct not just the perfect homes but also emotions, happiness, comfort & dreams. We are continuing our commitment to build quality homes delivered on time & uphold the excellent standards of our design, quality, pricing and client service. Check out our newest apartment projects built in the thriving locations of Kochi, Tripunithura, Thiruvananthapuram, Thrissur, and Kozhikode.
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