Investing in Real Estate or Stocks: Which is a Safer and More Profitable Option?
Investing in Real Estate or Stocks: Which is a Safer and More Profitable Option?
Invest in
real estate or invest in shares? You may have often wondered which the best
form of investment is. Both have an image of being lucrative, but which is the
better option? Is it better to invest in shares, or should you consider
purchasing real estate instead? There are many options available when it comes
to investing. The two most popular ones
are real estate and stocks. But, many people find it difficult to choose
between the two and often end up choosing both or none at all. Real estate and
shares are two valuable investments. When it comes to buying real estate or
shares, the ultimate choice is yours. Both entities will give you a financial
return on your investment (ROI), but they can be different in many ways.
Real Estate Vs Stocks in Kerala
If you
understand what you've been doing, stocks can be a wise investment. You don't
need a large sum of money to make investments in stocks and shares. There are
several ways to do so, covering everything from mutual funds to using a share
broker. You can also buy a stock market tracker or invest in equities. When you buy stock in a firm, you are truly
purchasing a part of the company's ownership. Because of this, the value of
your investment will increase or decrease depending upon how the company
performs. In reality, stocks have a
downside. They're a bit more dangerous, when you're buying stocks you end up
with an excessive amount of risk exposure.
On the other
side, real estate is a highly accessible investment in many dimensions. You can
estimate its worth and assure that you'll be able to earn the profits you
desire. It's a tangible asset that comes with a slew of advantages, involving
cash flow and appreciation (as do some share investments). As well as leverage,
which allows you to grow your investment by borrowing money from the bank.
This, blended with real estate's ability to function as a long-term hedge
against market volatility & inflation, creates a powerful combination. And
thus, makes it one of the safest ways to accumulate wealth, keep it, and even pass
it down to future generations. You can either lease property for others to use
it or buy property and rent it out yourself. Despite a few setbacks, it remains
the best investment opportunity and will continue to develop in the future. Because of considerable economic growth, the
average pay in most Kerala cities has improved. This provides everyone with a
reason to plan for the future, making real estate a great investment
alternative.
Real estate
has a weak correlation to the other major asset classes, i.e. even if the
economy experiences a slump, stocks or shares may stop providing dividends,
real estate counteract any severe economic downturn.
To sum up,
Long-term
planning for the future is often difficult, but it’s necessary if you want to
be successful. This is particularly true for people and families that are
looking to invest their money. Making a real estate investment can help provide
a steady stream of income and create peace of mind in the long term. Real estate has consistently outperformed the
share market over the last few decades. It's performing admirably and has
persuaded investors that it is a sound investment. If you are looking to make
money through your investments, then real estate is what you want to go with. It is better than shares, because the return
on your investment will be much higher. The prices of real estate are
increasing every year and if you invest now, then you can expect a high ROI
(return on investment).
So, if you
are looking to buy an apartment in Kerala, then you can choose Varma Homes, a
trusted builder in Kerala. Varma Homes is a renowned real estate builder in Kerala
that offers residential properties at best rates. You can choose from an array
of options to suit your requirements and budget. We have our apartment projects in major
cities, such as Kochi, Thrissur, Thiruvananthapuram, and Kozhikode. Choose the one that suits your needs best! Contact
us today for further information or visit our website for more details!
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A Little Slice Of Life at Cochin
Kochi, the Queen of Arabian Sea, is the spotlight of many developments, especially it is hub spot of real estate market. The well-equipped social infrastructure, the multitude of eateries, entertainment, technology and cosmopolitan culture makes Kochi as the more vibrant cities in God’s own country, Kerala. Often referred to as the economic capital of Kerala, Kochi offers great opportunities for investment. Numerous builders and real estate companies have chosen to set up their residential projects in diverse areas of Kochi. This has also opened up countless choices for people who are looking to purchase apartments in Kochi. Many factors drive the real estate market of Kochi forward. #1 Varying living Lifestyle The life at Cochin City gives away the best lively living lifestyle with all the needs at the doorstep. One can enjoy the pluses of the God’s own country filled with the modern lifestyle that this fast-growing city has to offer. It offers significant infrastructural facilities to its citizens. Be it educational institutions, healthcare facilities, retail outlets, shopping malls, modes of transport, or recreation centres, the Kochi provides you access to only the best for a supreme lifestyle. Lulu International Shopping Mall, the largest shopping mall in Asia built in 17 acres with 2.5 million square feet is located at Kochi. It is the one-stop destination for shopping, fun and entertainment for Kochiates. These developments add up the aesthetic value of Kochi and increase investment in the city. #2 IT Boom The tremendous growth in the IT sector along with the government initiatives made Kochi as one of the best technological hotspots in India. Infopark and Smart City revolutionizes the job market in Kerala, which give a huge push to the IT industry in Kochi. Due to the availability of affordable and skilled labour, it becomes the key options for corporate who looks to expand their business in South India. Booming micro-markets in suburban areas like Chottanikara, Tripunithura Edapally, Palarivattom, Elamakkkara etc. are developing at a fast pace. This will open up different opportunities in investment and business, especially for youngsters. So it is now a platform for migrants who looking to start their career in IT industry together with a blend of rich heritage, modernization and culture. The cost of living and operational expenditure of Kochi is comparatively much lower than other metropolitan cities. Therefore it becomes the first investment choice for techies and real estate investors. #3 Excellent Connectivity Kochi has a well-connected transport system that runs through road, rail, air and water. Kochi’s backwater system offers inter-city connectivity and acts as a cheap mode of transportation for natives. The launch of Kochi Metro rail has also added to make accessibility an essential feature of the city. Kochi metro brings a revolutionary change to public transport. It also turned out to be a major boom in the real estate sector. Now also the recent stretch of Kochi Metro to the new five stations like Ernakulam South, Kadavanthra, Elamkulam, Vytilla and Thaikoodam escalated the growth of this city. #4 Tourism hotspot Kochi fascinates around 10 lakh foreign travellers per year which donate huge to the total revenue produced. Kochi is the city of historic value along with being a favourite destination for green lands, watercourses and beach. The steady upsurge in demand for hospitality allied real estate holdings like resorts and hotels owing to sustainable tourism growth which also leads to the real estate boom in Kochi. #5 Property Appreciation Because of the upcoming developments in the city, property appreciation is high in Kochi which acts as an incentive for investors with a long term vision. There avail number of choices for investment in realty market such as apartments in Kochi, flats in Kochi, villas in Kochi etc. Due to the high demands, the resale value of the property is always greater than invested. Are you one among those many planning to own an apartment in Kochi city? Well, think no more and choose Varma Homes, one of the leading builders in Kerala offering best residential projects strategically situated at key locations of Kochi to ensure matchless living experience. Be ready to experience a new level of happiness by living in the house of Varma Homes, here is your list: VARMA MAALIKA I, TRIPUNITHURA (Completed ahead of Schedule) Luxurious apartment project having 12 residential apartment units of 2BHK & 3BHK with G + 4 floors with premium quality amenities. VARMA PADIPURA, TRIPUNITHURA (Ongoing) Luxurious apartment project having 32 residential apartment units of 2BHK & 3BHK with B + G + 11 floors with premium quality amenities. VARMA KOTTARAM, TRIPUNITHURA (Completed ahead of Schedule) Luxurious apartment project 24 residential apartment units of 2BHK & 3BHK with G + 4 floors with premium quality amenities. VARMA MAALIKA II, TRIPUNITHURA (Ongoing Nearing completion) Luxurious apartment project having 8 residential apartment units of 2BHK & 3BHK with G +4 floors with premium quality amenities. BOUGAIN HEIGHTS PURPLE, CHOTTANIKKARA, KOCHI (Ongoing) Compact apartment projects having 44 residential apartment units 2 BHK &3 BHK with B+G+8 floors with premium quality amenities. Choose from our array of villas, flats and apartments in the heart of the city as we give you more reasons to own one at Kochi. To know more - https://www.varmahomes.com/
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Amenities Checklist That Should Consider During Your Apartment Hunt
The housing concept has been changed massively in the present housing market owing to the desires & demands of the purchasers. Until ages back, a home implied acquiring land & constructing an independent house, however, in the current situation, a home is nothing less than a luxurious residence with all the conveniences & amenities. As you begin your apartment search, you'll need to brainstorm a rundown of ideal amenities your new home will bring. Picking a way of life of your own is something you can't face any risks. ‘Uncompromised’ is something that many top real estate builders in Kerala, like Varma Homes comprehend and respect. The interest for an individual space that you can call your own has consistently been a trendsetter, and nobody comprehends it better than Varma Homes, the most reliable and the trusted builder in Kerala. There is no denying that apartment life creates your life more relaxed & more enjoyable. As with our busy schedule, we often forget about peace & comfort for the well-functioning of our body, mind, & of course life. Hence, choose an apartment that has a comprehensive set of amenities that cater to your overall well-being. Take a glance at the apartment amenities that you must search for while selecting an apartment. Sports, Wellbeing & Recreational Activities Amid our bustling lives, it turns out to be simple for us to compromise our wellbeing. Anyhow, this can be effortlessly controlled if all the provisions are within our reach. Ie. Right from the swimming pool, gym, yoga hall, sports arena, spas, etc, ensure that your builder is giving you adequate amenities that will take into account your prosperity. Having these amenities after a restless day at your office is significant for leisure & social bonding to retain a healthy environment in society. Parking Provision Before finalizing a deal, it is important to check whether the apartment has a spacious reserved parking space that offers individual parking and separate guest parking to simplify the parking for residents. Typically, apartments with numerous units provide these, however, you need to affirm it. Aside from this, watch that there is a different parking spot for differently-abled individuals & ambulances. Similarly, ensure there is a suitable fire engine access way across the loft premises to arrive at emergencies (If happens). Well-designed Landscape Lavish and large lawns aren't just useful for your reviving yoga practice or morning walks, but on the other hand are an incredible spot to hold gatherings, events, parties etc. Including a lawn inside your apartment community is not lavishness, yet a need. Thus, ensure that your apartment premises have a landscape that is consistently available, and is constantly looked after appropriately. Clubhouse A carefully planned clubhouse takes your decision of choosing an apartment a bit higher. A clubhouse contains a banquet hall that comes truly helpful when masterminding your wedding anniversary party or child's birthday celebration, or any other special occasions. It gets troublesome and irritating to chase for banquet halls whenever an occasion occurs. So, having a clubhouse inside your apartment premises is an added advantage for the race of constructing happiness in your life. Security System & Power Backup This is an indispensable element of your apartment checklists. Your apartment should have a 24/7 professional security service with CCTV surveillance. Together with the apartment should also be equipped with an alarm system, intercoms, emergency buzzers, & top-of-the-line security installations to ensure that your apartment premise is secure. Additionally, make a point to check with your builder that your apartment has a proper power backup to support the electrical supply to save yourself from frequent power cuts. Play Area For Kids A secure play area for kids can work wonders to get your children involved with some physical activity. As much as studies, playing is fundamental for comprehensive development in kids. Meanwhile, most of the kids obsess over watching videos or playing games on tablets & mobile phones, urging them to go outside and play is a mission for guardians nowadays. But a striking, safe play area for kids is an incredible alternative to lure kids outside to play with the neighbouring kids. Hence, check with your builder if they would offer a play area, & make sure to check its quality if possible because your child’s safety comes first. Incessant Water Supply Water is life and getting a continuous water supply is one of the essential apartment amenities that you should deal with before purchasing a flat or apartment. Though the vast majority of the metropolitan urban areas are confronting water shortage and the apartment dwellers are struggling to get a legitimate freshwater supply. So, prior to picking an apartment ensure that there is an additional water supply accessible in the event of water shortage. So, if you are looking for an apartment, make sure you get all the amenities you will need to make your new space feel homey & lively. Being the most trusted builder in Kerala, Varma Homes, have high-end apartments projects in the prime locations of Kerala like Thiruvananthapuram, Kochi, Tripunithura, Thrissur and Kozhikode without any compromises for the convenient and modern amenities to ease life for residents. So, go ahead and take your preferred pick from our array of high-end apartment projects where you get comfort and convenience at its best!
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Be Ready To Cherish Your Bonds with the New Compact Apartment of Varma Homes at Chottanikkara
Yet, another apartment of Varma homes is launching soon in the heart of Kochi, Chottanikkara. Varma homes are successfully continuing its growth in the real estate industry as one of a kind. Varma Homes are always dedicated to constructing happiness and created our own milestones in this competing industry with the diversities and uniqueness in our projects. We provide advanced facilities for our apartments and villas and are intended to deliver happiness with innovative designs and amenities. Major projects of Varma Homes are mainly spread across various cities in the Gods own country, Kerala like Trivandrum, Thrissur, and Kochi. When thinking of purchasing a new home or apartment, the right decision can be taken by approaching a trustworthy builder. Varma Homes are one of the best trustworthy builders who is always fascinated to create happiness in clients by meeting their desires and dream based apartments. Because of our top-notch services and cutting-edge technologies, we have become one of the most promising builders which have grasped the attention of clients with the wonderful upcoming and ongoing projects in all the core locations of Kerala especially in Kochi. With a strong focus on value and excellence, the qualified workforce of Varma Homes turns each person’s dream apartments and villas into reality. Our upcoming residential project is in Chottanikkara, which will be one of the best constructions of Varma Homes stuffed with all the ultra-modern facilities in 2 & 3 BHK compact apartments. The speciality of Varma homes is to construct happiness at affordable rates. The compact apartments of Varma Homes in Chottanikkara are surely now going to grab the attention of clients with its highly advanced amenities and technologies. Each apartment or home from Varma homes is always creating its own identity and promises a safe and protected noble living atmosphere for future generations. Why Varma Homes Becomes The Home Buyers First Choice? With the unique and trendy designs, Varma Homes become the first choice for home buyers. We are focused on constructing happiness among individuals. Emerging as a prominent developer for delivering various apartments for different regions across Kerala. The vast collection of apartments at Varma homes lets home chasers to cherry-pick their dream space in harmony with different tastes. Our apartments are smartly crafted and deliver a life of modest luxury. At Varma Homes, we believe in investing securely in happy homes for really experiencing the true mist of life. We have retained our incomparable quality and top standards in constructing homes over the years and this comprises picking the right vendors and associates who are equally responsible for getting the best for clients. We are focused on to satisfy all investors, employees and stakeholders. Apartments from Varma Homes stand out from the tight competition as our portfolio satisfies to all sections of people who dreams of experiencing a comfy lifestyle on a low-priced apartment. We invite you to join our developing community of satisfied clients for making their dream of owning their perfect homes with unmatched quality and services within a reasonable price. We can guarantee that you can meet up with the aesthetic beauty in hygienic green environs coupled with all the fundamentals for the practical comfortable stay. Here you get the lifelong Investment of celebration, happiness and comfort. So to experience the world-class noble living at its best, Varma Homes is the best and the finest choice.
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Apartment Living: Do's And Don’ts
Certainly, there are numerous perks to living in an apartment. When compared to other housing alternatives, apartment living is the safest and most convenient. But, in order to make it effective, we must consider many factors. The Do's & Don'ts listed below can help you make the most of the amenities available to you and to build a happy life in your dream apartment.DO’S:1. Be ResourcefulAn apartment is a concept that gives you your space while also allowing you to share common facilities with the other inhabitants. As a result, it is your responsibility to ensure that you’re resource-conscious. Use the resources associated with them judiciously while washing the car, watering the plants, using electricity in common areas, or hosting a clubhouse party.2. Make Your Place Feel like A HomeTreat your place as if it were your own. You may customize it in a variety of ways to make it appear & feel like your own. Incorporate your individuality & select a hue that you’re comfortable with. It's enough to start by exhibiting your collection, decor, planting some greenery, showing some beautiful old images you enjoy, & creating a comfortable place that will relax you from within. As a result, it is advisable to adorn each & every nook with everything that makes you feel at ease at home.3. Utilize the Available FacilitiesWe' aware of all of the great facilities in our apartment, but actually using them is another matter. The early difficulties of forming a new habit may have little to do with accessibility. In your apartment, you could find an air-conditioned fitness club, a swimming pool, or a children's play area with equipment, as well as a slew of other modern conveniences. When you already have all of them, it isn't a good idea to leave them away without considering the benefits. Begin by going to the pool after work for twenty minutes or spending time at the park with your children in the evening.4. Maintaining a Regular Cleaning ScheduleDon't put off cleaning until your home is completely covered with dust & trash. Make it a practice to clean every day before bed. Every day, spend at least 15 minutes cleaning the floor & dusting tabletops & other surfaces. Allowing dirty dishes to accumulate in your residence is not a good idea. To avoid pest infestation, wash them as soon as possible. If you keep your apartment clean & quite well maintained, it will infuse positivity into your life as well as make you feel happier in your abode.DON’TS:1. Don’t Be a Bad NeighbourAn apartment is a shared living space. If you would like to be treated well, always be a nice man. If you really want your neighbours to treat you well, you should treat them well. Simply be a nice neighbour & know where to draw the line in your neighbour's best interest. Avoid loud music, don't have overnight parties that might produce unpleasant noise, don't get into minor conflicts that cause general problems, & constantly be aware of your garbage & other items. It's the tiny things that, if they go ignored, may quickly pile into an uncomfortable scenario.2. Don't Put Off Reporting Maintenance ProblemsThe longer you wait to address problems with your power, heating, cooling, pests, & water, the worse they will get. It is always preferable to report issues as soon as they occur. Be it a tiny leak that can be repaired without causing harm to your floor or creaks from your ceiling, If minor concerns are not addressed promptly, they’re likely to escalate into larger issues, & it won't be long before this causes problems closer to home. As a result, even if there's a maintenance issue or anything that doesn't belong in your living environment, take immediate action.3. Don't Leave the Complex LitteredWhen we live in a community, we have some restrictions on our freedom. Because you'll be utilizing these amenities daily, avoid cluttering the apartment complex, particularly the walks, elevators, parking lots, and amenity areas. And, of course, no one likes to begin their day by visiting a littered location. Though your apartment & its complex are undoubtedly important aspects of your regular life, there are some areas of the apartment building that are shared. As a result, make sure you live on your own terms while remaining aware of your limitations.Living in an apartment is a beautiful experience with its own uniqueness. You can also make your experience in the apartment complex the best if you begin living as a tenant with care and consideration for others in the neighbourhood. In a home where you'll spend the rest of your life, make sure you establish an atmosphere of safety, love, & caring. Now you know the fundamental apartment "Do's and Don'ts." However, you must first choose the proper builder to ensure your perfect comfort and happiness in your ever-dreamed apartment. Varma Homes, the most trustworthy apartment builder in Kerala, has created luxury apartments that are built for the occupants' entire comfort and happiness. Being, the top builder in Kerala, we provide you with a modern lifestyle of luxury, convenience, & pleasant living with the most sophisticated facilities as well as eco-friendly elements. Kochi, Tripunithura, Thrissur, and Thiruvananthapuram are among the cities where we have our ongoing apartment projects. Pick the one that best meets your requirements. For more information, please contact us immediately or go to our website.
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Planning to Buy an Apartment Soon? Here Are Smart Tips to Getting Your Home Loan Approved
Everyone has a dream of owning their dream haven. However, it is a fact that home purchasing isn’t all that effortless and sometimes appears difficult. This takes fairly some savings and is uptight with stress and a lot of complex decision-making. But there are a lot of financing options available on the market that largely takes the brakes off buying a home: a home loan. It isn’t tough to find a loan for your next real estate investment. Though, finding the best possible loan for your investment needs a bit more work. So here are some steps you need to follow to ensure your home loan can be processed without glitches: Recognize Your Eligibility & Relate Your Possibilities There avail lots of home loans that are not created equal. They can have varying fees, interest rates, points, and other things that can stand up how much it will result in costing you. So, for easily getting approval for your home loan, you have to figure out your eligibility, which largely centres on the capability of settlement and age before you approach the bank. Work on Your Credit Score If you’re applying for a conventional mortgage for your home, you can be sure that your credit score will come into play. The clean financial record with your credit card, debit and other loans paid off will not only affect your eligibility criteria but also help you get the best deal if you are searching for a 2 or 3BHK apartment or flats. Multiple home loan applications or many credit enquiries may lead to a hard pull on your credit score, so it is required to slow any kind of borrowing in advance. Only Deal with A Reputed & Trusted Builder Loan approvals can be smoothly done if you have a licensed & reputed builder on board. It not only ensures a safe investment in your future and present happiness but also increases the chances of getting a fairly good loan amount. That is, the bank tends to generate a confident level of trust when it comes to a genuine and trusted builder and even their buyers, it helps that they are branded for constructing safe & happy homes. Also, your builder’s past and present projects and their successful running business in this competitive reality market aid in getting your loan through. Stay at Your Job Staying stable at your job will give a high chance of getting approved. Having a steadily monthly income is important to get approved for a mortgage. So do avoid changing your job. Your bank needs to know if you have a high possibility of steady employment and income during this loan period to permit you to make your loan refunds on time. Ascertain You Have A Clean Title Deed & Complete Documentation of The Apartment Even though this is not associated with your distinct credit state, banks need to guarantee that there is not any problem with your investment in case you default on your loan. Hence, the bank will first check that all the legal documents of your apartment are in order. After you have cleared all the necessary documents and requirements, your loan approval process can be successfully closed. If you’re in search of apartments in Kerala, consider Varma Homes projects, the leading and the most promising builders in Kerala. We offer happy & safe apartments with wonderful amenities in highly-sought after residential areas in Kochi, Tripunithura, Thrissur and Trivandrum. We know that your home is probably the most significant purchase you will ever make. Hence, we construct it with as much care to aid you to live a good life for years to come. So, take your dream apartment from the house of Varma Homes.
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