Do you know the profits of investing in real estate? Have you ever thought about your investment option that you get guaranteed future returns? Whether you think about your retirement life with a substantial income? The answer to all these queries is to acquire an investment in the realty market with the full guaranteed appreciation of land property from a top and reputed builder.
However, with the right perception, investing can be one among the most lucrative deeds you take part. Real estate investment has proven time and again, that it can serve as a wealth building source for all savvy investors. You can enjoy an exceptional rate of returns, amazing tax benefits and leverage real estate to form your wealth.
So an investment in real estate is not only a safe financial investment but also an investment that can withdraw years of fun, happiness and precious memories that will last for a lifetime.
Let’s assume if you shortlisted an apartment for buying. One of the most unique things about investing in real estate is that you can buy it using a small amount of your own money, i.e almost 20% of the total project cost, while borrowing the rest, often 80% with the bank loaned money.
It is a proven fact that the worth of real estate investment will rise over time and is a stable way to upsurge wealth over a period. For instance, early investors can avail of special launch offers(discounts) from the builders. And this discount may be for limited bookings and a short period. The real estate projects are developed in different phases and the price also increases in the ongoing phases of the project. So, when someone invest in the pre-launch or new-launch phase, the investor can earn a good profit in a short period in the development of the project. So investing in real estate is the guaranteed future returns. Hence, select your property wisely by hiring the right builder like Varma Homes and get your one crore worth asset with the minimum initial investment. Here we can assure that you never regret your decisions!
Though, it is also essential to check the builder’s expertise and track- record before buying an apartment for getting the good resale value of the property in the future. Always pick a builder with a good reputation, who gives primacy for best locations, quality work, financial stability, promptness and above all, there have an active post-sales service crew. Hence, it will guarantee that you get a good future return on your hard-earned cash.
Varma homes, #1 Builder in Kerala believe in constructing happiness among people with our extraordinary services. We have completed and ongoing residential projects in the prime localities of metropolitan city Kochi, Trivandrum and Thrissur. If you are planning to purchase an apartment, but worry about the formalities of a home loan for owning it. Then you can stop wasting time worrying, as we have the tie-up with all major banks, and we offer pre-approved loans for all our projects. And so we invite you to join our ever-growing community of satisfied customers, here you can meet unmatched quality with affordable rates and guaranteed future returns. Make your wealth by investing your interests with us and get a lifelong investment!!!
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Are you someone looking for new apartments or new flats in the metro city? Then this is just the right opportunity for you to purchase any of the under-construction projects progressing within the metro city limits. Under the Pradhan Mantri Awas Yojana (PMAY) scheme, a home loan subsidy interest amount of Rs 2.67 lakhs is provided to the beneficiaries and the amount is credited to their loan account. Thus, the home loan borrower is privileged to lower the EMIs and this lessens the principal amount of loan payable. The Government of India is planning to drop the GST rate for property purchases with an aim to push demand, under the Credit Linked Subsidy Scheme (CLSS) from 12% to 8%. On January 18, the GST Council had extended the GST concessional rate on projects constructed or properties acquired under the CLSS for the economically weaker section (EWS) of lower-income group and middle-income group. The home loan amount and interest subsidy rates are as follows: EWS - Individuals who are earning up to Rs 3 lakhs per annum are eligible for a maximum loan amount of Rs 6 lakhs. Interest subsidy is 6.50% per annum and maximum interest subsidy amount is up to Rs 2.67 lakhs. And the carpet area has no limit. LIG - Individuals who are earning from Rs 3 to 6 lakhs per annum are eligible for a maximum loan amount of Rs 6 lakhs. Interest subsidy is 6.50% per annum and maximum interest subsidy amount is up to Rs 2.67 lakhs. And the carpet area has no limit. MIG-1 - Individuals who are earning from Rs 6 to 12 lakhs per annum are eligible for a maximum loan amount of Rs 9 lakhs. Interest subsidy is 4% per annum and maximum interest subsidy amount is up to Rs 2.35 lakhs. And the maximum carpet area limit is 1291 sq. ft. MIG-2 - Individuals who are earning from Rs 12 to 18 lakhs per annum are eligible for a maximum loan amount of Rs 12 lakhs. Interest subsidy is 3% per annum and maximum interest subsidy amount is up to Rs 2.30 lakhs. And the maximum carpet area limit is 1614 sq. ft. A simple and transparent tax applied on the purchase price is the biggest advantage for property buyers. All under-construction properties will be charged at 8% under the GST regime (excluding stamp duty and registration charges) on property value, adding that it will not apply to ready to move in properties and completed projects, as there are no indirect taxes applicable in the sale of such properties. In case of under-construction properties, levy of stamp duty and registration charges on the buyer will continue. Under the current tax regime, the home builders are subject to central excise duty, VAT and entry taxes (levied by state) on construction material cost. On the services used (labour charges, architect fees, approval charges, legal fees, etc.), developers pay service tax of 15%. Real estate developers also grapple with the challenges of multiple-taxation and the cumulative burden eventually gets passed on to the buyer. As the benefit of input tax credit being considered as an added advantage, developers too will find the GST regime much simpler to work with. A move of bringing real estate under the purview of the new tax regime, would definitely come as a major boost for the real estate investors of the ready-to-move-in properties. As of now, only the buyers of under-construction projects are covered under the new tax regime. On booking Varma Homes, you can avail CLSS scheme under the PMAY on home loans and save upto 2.67 Lakhs (*Terms and conditions apply) and an additional 4% Goods and Services Tax (GST) deduction will also be available. If you are someone looking for new apartments in Kerala and to get more information about any of the projects of Varma Homes, please do visit our website at www.varmahomes.com. And to make a booking enquiry, please use the form on the website or telephone +91 9645 88 33 33 and we will get back to you as soon as possible.Read More
Kochi, the commercial capital of Kerala, is one among the fastest growing cities in the country. There has been a constant boom in the real estate industry of Kochi, especially the residential property sector that has been aided by the entry of all inclusive apartments and residential enclaves. If you are looking for the best real estate investment option, especially apartments in Kochi, Varma Homes offers you an excellent opportunity. Varma Regent is a compact apartment project in Edappally with 1,2 and 3 bedroom apartments designed for a lifestyle of comfort and convenience. Varma Regent At A Glance • 1, 2 & 3 BHK Compact Apartments • 40 unit urbane homes • 862 sq.ft to 1357 sq.ft • Handover in 2017 December • No pre-EMI till handing over Favorable Features of Edappally Kochi Metro: Kochi Metro is a promising corridor for the growth of real estate in Kochi. The 25-km long stretch metro rail between Aluva and Petta is in the final phase now. The first phase up to Palarivattom will be ready for commissioning by the end of March. Changampuzha Park Metro Station is just 2 km away from Varma Regent. Edappally & Palarivattom Flyovers: Before the commencement of flyovers no other place in the city which had this much of traffic passing through it, other than Edappally. However, the four-lane flyovers in Edappally and Palarivattom have cleared the traffic bottlenecks in these areas. Social Infrastructure: Edappally enjoys a well-developed social infrastructure with many schools, hospitals malls and shopping centres in the vicinity. Some big malls including Lulu Mall - Indias Largest Shopping Mall is just 2 km to the Varma Regent. Amrita Institute of Medical Science, KIMS hospital, Renai & Aster Medicity are just a few km to this project. Connectivity: Edappally Junction is the meeting point for NH 47 and NH 17. It manages to connect the city to most of its components, either directly or as an alternative route. The IT core of Kakkanad and the Infopark also connect with the rest of the world through Edappally. All these factors make Edappally a prime investment option in Kochi for both, investors and end-users. Experts assert that now would be the right time to invest. Register Your Interest Now !Read More
The latest extension of the Kochi Metro from the Jawaharlal Nehru International Stadium to Maharaja’s College Ground was launched on 3rd of October 2017 by the Chief Minister of Kerala Mr. Pinarayi Vijayan. The new stretch covering a distance of 5 km came just after three months since the launch of the first stretch between Aluva and Palarivattom by the Prime Minister of India Mr. Narendra Modi on 17th of June 2017. The total distance covered by the Kochi Metro now extended to 18 km, touching 16 stations which include stations at Jawaharlal Nehru Stadium, Kaloor, Lissie, M.G. Road, and Maharaja’s College Ground. The metro changed the face of Kochi and made it a more habitable and hospitable city. The project has captured the dreams of not just the people of Kochi, but of the whole of Kerala. It has now truly become an aspiring icon for the region, giving higher hopes and expectations for a better tomorrow. It has already improved the lifestyle of Kochiates, helped in greater investments, increased job opportunities and upgraded public infrastructure. The Kochi Metro has raised the brand image of Kochi and boosted major investments, especially in the real estate industry. The changing lifestyle of Kochiates shows a clear picture of the influence of these kind of urban developments upon their lives. And a recent trending lifestyle that is shown is the apartment living. Buyers of new apartments in Kochi have solid reasons behind why they prefer to live in the new luxury apartments as compared to typical homes. Most buyers of apartments in Kochi have not only purchased a property for living, but also pride and satisfaction with their hard-earned money. People are looking for something more than just four dividers and a car porch, which they can finally call as their home. They don’t just need a postal address, but to live in homes that declare their lifestyle as a luxurious one. We at Varma Homes, the top builders in Edappally always bring you the finest living spaces. The best home builders in Kochi, Varma Homes’ compact apartments – Varma Regent is being built at Edappally. It is one of the new apartment projects in Cochin, located at Ponekkara. The 2 and 3 BHK luxury apartments ranging between areas of 862 sq.ft to 1357 sq.ft offer luxury amenities at an affordable price range. Lulu mall - one of the major attractions in Edappally is just 1.8 KM away from Varma Regent and with the case of Changampuzha Park Metro Station, its just 1.6 KM. Varma Regent is the best option for those who wish to buy apartments in Edappally. Varma Regent being on its last phase of completion, guarantees the project accomplishment by the end of December. Most of the units are already sold out and only a few units are left. If you are looking forward to buy affordable apartments in Edappally with all the high-class facilities, pay a visit to Varma Regent’s sample apartments. For more details, contact us today. Call +91 9645 88 33 33 for more details.Read More
Now the home buying concept has become so changed than how it was before. Most people are now well aware of the current marketing trends and are keen on every minute thing. So, this makes it challenging for real estate builders. When it comes to purchasing a home, individuals want the best for their family. Gone are the days when the driving factors for buying a home in Kochi were only the location and budget preference of a buyer. Today’s fast-paced world demands a home with modern amenities that make you instantly feel better when you return from a long day hectic work schedule by selecting thoughtfully designed housing projects for all age groups. To simplify things, here we have listed certain mandatory amenities in a smart apartment where the buyer needs to look at. Recreational Facilities: With the hectic work schedules, giving time for oneself isn’t easy nowadays, but it is so necessary to de-stress regularly. This is why many urban dwellers demand recreational facilities within the apartment premises. This could include gymnasiums, tennis courts, swimming pools, yoga hall, sports, spa, play areas for kids and so on. This is the best option to save your precious time when you get all the recreational facilities to rejuvenate yourself under one roof. Power Backup: Today, power cut off is the most common problem in every residential area and hence, it is better to ensure that the housing society is equipped with a proper power backup setup. Along with the apartment, clubhouse, pool and other areas also need a power backup. It prevents further mishaps in the compound and hence is most necessary. Waste Disposal: It is wise to check on waste disposal procedures followed in your apartment complex. If your city exists certain rules for segregation and disposal of waste, then you have to check whether your selected apartment has a system to confirm the same is carried out. Security System: Security provisions are a must in amenities in every apartment unit. An unsecured apartment is a bad choice of investment, so before buying check whether your apartment block contains advanced security features like emergency alarms, exits, round-the-clock security personnel, earthquake-resistant materials, fire hoses, extinguishers, basement flood pumps, CCTV surveillance, automated security devices etc. Thus, it is significant to know that you, your family members, kids and your pets are safe in your apartment, and that your belongings are secure when you are away from home or at work. I.e. When you give importance to security in your space, you and your family can live safely & happily. Parking: Before moving into an apartment, check whether it has a spacious reserved parking lot that offers individual parking garages and a separate guest parking to ease the parking for residents. Usually, apartments with many units provide these, but you have to confirm it. Apart from this, check that there is a separate parking space for disabled people and ambulance. Likewise, make sure there is proper fire engine accessway across the apartment premises to reaching emergencies, if occurs. Provision for Senior Citizens: Like kids, the senior citizens also require additional amenities which really make a difference by creating daily life easier and better for them. Separate walking tracks, wheelchair access with stairs, safe pool area, grip floor etc. can make life beautiful for senior citizens. Balconies: The good structure of balconies increases the alluring factor of your home and used to admire the natural beauty. It has extensive use for activities like washing clothes, drying clothes, growing plants and even a small hangout area during the evenings. When you love to spend some quality time on yourself, the balcony of your home is the best relaxing zone in your apartment. In Short, Apart from these mentioned above, your apartment buying process must include checking on all the essentials too. If you are looking for an apartment in Kochi, Thrissur or Trivandrum with all the high-end apartment amenities, then you can contact Varma Homes, the most trusted builders in Kerala. We provide all kinds of unique perks to offer your apartment life with full mode of happiness & conveniences. With the motto of building trust & delivering happiness among clients, we stand as the best investment choice in happy homes for generations! So, book your favourite apartment with us today!Read More
If you have any plan to sell your apartment in a couple of years, then maintaining your apartment in a good condition is very essential. As it is significant to not only get a good value for the possessions but also to boost the life of the same. Let’s check out some simple ways to add more value to your home on a budget. Pick the right locality- The most thing is ensuring that your apartment fetches a good worth starts right from the point of purchase itself. Select for a locality that is fully packed on with facilities and accessibilities for a smooth and peaceful living. The clean and well-maintained neighborhoods boost the value of your apartment. Do thorough research and select for an area that bids good appreciation value. This is the first step in confirming that your property has a good worth at the time of sale. Ensure proper maintenance- Make the slightest of the repairs of the apartment as early as possible is the simplest method to enhance the value of a home. Any damage or even small cracks is best-taken care at the earliest. Negligence of these minor damages will lead to bigger damages to the apartment complex and which may take more time and money to correct. Upgrade the home based on the necessities- If you have any plan to renovate or remodel your apartment, first evaluate your present structure with the support of a competent engineer/ builder and then take the help of a good designer to ensure that your structure is upgraded to the best potential form of its self at a viable rate. At times, the structures are so beyond patch-up, it is not wise to renew it, as it can be a useless workout. Examine for damages periodically-Periodically check your apartment for any damages and services gadgets installed and other things to ensure that all are running smoothly. As we all know, prevention is better than cure. It is sensible to keep your apartment in a good working condition than wait for it to be subject to damages to take care of it. It will not only enrich the value of your apartment in terms of its monetary value, but it also enhances its lifespan. Paint your house every once in a while-One of the best ways to add value to your apartment on a budget is by painting it. Choose for simple and soothing colors when you desire to put the house on the niche realty market. Stunning interiors and colors with a heavy character regularly tend to put off purchasers. Make certain to hire capable painters to reach a charming and even coat of paint for your apartment. Being artistic- The inexpensive and the best improvement you can add to your apartment is by placing simple artistic elements. Adding artistic wall paintings, wooden racks to place books, designing walls with creative graffiti, bean bags and so on, these may seem simple, but you would definitely be amazed to see the results. Add greenery- Adding landscape and greenery can truly enrich the value of your home manifold. We all like a touch of nature in our living spaces. So, try to add a small garden to boost the aesthetic charm of your apartment. Even though each home has a personality of its own, and one must try to preserve the same-shaping your home to have a mass charm is the prime factor in enhancing the apartment value. It must hold a similar appeal to various potential buyers who may visit it as the first look and it may vastly define its real worth. Keep these simple tips in mind to ensure that your apartment is much in demand amongst various buyers from diverse walks of life. If you are looking to buy an apartment and enhance it, then do consider our exclusive range of residential projects at prime locations of Kerala like Kochi, Thrissur and Trivandrum. Being the top builders in Kerala you can trust Varma Homes for your dream home. So, contact us today or please visit our website for more information on our latest projects.Read More