Looking ahead to the point where you want to avail pre-approved home loan to buy your dream home. Owning a home is everyone’s dream and most of us save up our hard-earned cash towards fulfilling this dream. However, our savings are not sufficient to achieve it, for this home loans options are there. After zeroing on the dream home the second biggest hurdle facing the home seeker is to obtaining a home loan. For this now, banks and financing institutions are providing loans much more handily than before. Pre-approved home loans are one of the most convenient and hassle-free ways to gather funds towards a home that you desire. It is the best way, as one will get a clear hint about the budget available for making the buying. This will aid you in thinning down the choices available and would be useful in finishing the transaction as quickly as possible.
Pre-approved home loans are slightly different from conventional home loans. It is mainly based on the refund capability of the person and not fully reliant on the property itself. One does not want property papers or related documents to apply for pre-approved home loans. I.e. it is a hassle-free method and processing will be fast with bare minimum documentation. The bank or the financial institute can give a stipulated amount of time once the approval of a loan to finalise the property. If anyone fails to finalise a property within the stipulated time, one should reconsider his application at a nominal cost.
Nowadays, mostly all builders get their residential projects pre-approved by lending institutions. The pre-approved property means that the particular financial institute has verified all technical and legal documents of the projects and has found them in order. Therefore, any buyer, who applies for the home loan for this property, do not require any legal verification.
You can start planning for your home and be ready to purchase it at the right time without having to deal with a last-minute loan rejection. Whether you are looking for the top builder in Kerala for owning your dream apartment, then you can heed towards Varma Homes. Step into Varma Homes and feel the magic of luxurious living along with zero concerns about taking of loan in order to make up for what is a shortage. As we have the tie-up with all major banks, and we offer pre-approved loans for all our projects, which makes the entire process a whole lot stress-free. A pre-approved loan always gives a head start that regular loans do not and it makes loan disbursement convenient and easy for you. We offer apartments at the most-desired places in Kerala such as Kochi, Thrissur and Trivandrum with excellent amenities to give you the best lifestyle like no one else. Now the good news for buyers is that you have to pay only 10% for the booking of your apartment. In addition, we provide some special offers on spot booking in some zones. So book your dream apartment now by paying only 10% with instant loan approval and take a step closer to living in your dream home!
Come, experience the magnificence of Varma Homes apartments that match your requirements and balances your lifestyle!
An ideal home is one of the best lifetime investment that one can make in his life. A much planned and aspired home is a place where you need to enjoy a healthy, stress free and vibrant life. As soon as you enjoy your home, you will have to leave behind everything and enjoy a stress free life with your family members. All together, a home strengthens the bond between all family members and brings them under a roof. So if are all set to buy a home or an apartment for yourself or for any of your family members, an extra care need to be made. Advertisements can provide a lot of information, but its highly recommended that physical check and inspection is done with the property to make sure your requirement is satisfied and the quality is superior. When you are looking to buy an apartment, its always mandatory that you make a checklist of things that you will need and compare them with what is been offered. This will make it easy for you to narrow your search to a project which is very specific and special and focus your discussions only for that. Here we are providing you a checklist which can help you in selecting the right apartment. 1. Structure Structure is the foremost and most important aspect which you need to give importance. The structural soundness of the apartment, should be given importance where an enquiry about the materials used should be checked thoroughly. Insulation s, placement of power points and wired connections with the process of how earth quake resistance is done need to checked. 2. Amenities A check-up need to be done if the apartment is provided with all new amenities as said and agreed in the brochures or display. Some of them may include a multi gym, swimming pool. indoor games area, banquet hall, fire extinguisher. 3. Car parking A complete check-up need to be made to make sure that a car park is committed in your house. If the builder does not have a space for car parking and if you have a car, then its going to be a problem. 4. Outdoor area One need to check if the apartment gives ample space for setting up an outside area, where you can free yourself and kids can play. its important for kids to have some play area as air and space is required for their growth. Such an area gives a lot of space for some physical activity. 5. Noise level If the apartment is too noisy it's better not to choose. Noise levels need to be checked before making any sort of decision as too much of noise is going to be a problem for you, especially if you have elderly people or even too young kids. 6. Garbage disposal Disposal of waste is always a big problem, as public disposal is not any more a culture. Need to check if there is ample infrastructure for waste disposal otherwise it's a factor which will hamper your health. 7. Security A 24/7 security is much advised for apartments to avoid entry restriction and recorded entry and also to avoid any kind of issues especially when there are kids. 8. Connectivity Connectivity is really important as living in a deserted place is not something which any one would appreciate. Moreover, it should be well connected with all retail shops, hospitals, schools, medial shops which will make ones life easy. Its going to be extremely thrilling to move to a new apartment which will,be your dream, but if its not the right one then its going to be a worst experience as well. So its advised to check every aspect before the final purchase is done. Varma Homes, a builder with over two decades of experience is committed to educate our customers with important aspects from the industry which they need to be aware. Varma Homes - The Builder With A Royal LineageRead More
Thinking about a second home, if you have enough savings to invest in a second home, it will be a very plausible idea with high-profit potential. Since the real estate market has always been a risk-free & safe investment choice. However, before you go ahead with the plan to buy your second home, you have to consider certain things like you have no overhead debts, you have sufficient reserve and emergency funds and of course, you have a good and stable source of income. If all these are fulfilled, you can head down to execute your plan for your second home. Going to own your second home has several benefits in terms of investment choice or getting a regular income. Here we list down some reasons you should go for your second home if you have enough cash for investment. • The Promise of Assured Rent With high real estate prices, the clearest benefit of buying a second home is the promise of assured rent. As rental income has improved manifold over a period which makes buying a second home to rent out is the right method for a stable regular source of income. Also with the implementation of RERA and GST in the real estate market, now investing in second homes for rental income will progressively more become a trend. • Adding a High-Value Asset Owning a second home is obviously another investment in your investment basket. Due to the fast pace of growth in the real estate market in India, the value of your home would also be getting higher. So it will give you a high-value asset over a while and this may be sold later at a high price to liquidate the asset. For the time being, one can add to the rental income in their bonus perks. • Retirement Home As retirement emerges on the possibility, many of us commence worrying about their money & where to invest to relieve their retirement life. But owning a second home is the ideal investment choice & you got the freedom to go to a place for a change that is fully yours. Alternatively, even you can move to that home if you find it more suitable for your happy retirement life, renting out the earlier one. Otherwise, a second home can be used as the fixed source of income after your retirement if you put it on rent. • Tax Savings Buying a second home also comes with the extra incentive of tax savings. i.e. If you have taken a loan to own your second home, you can get tax considerations up to Rs 2 lakhs towards the interest paid & a tax deduction up to the total paid towards interest when the home is let out on rent. This aid you save tax on the loan simultaneously, adding up a high-value asset. • Savings for Future Purpose Despite providing extra rental income & tax benefits, second homes are considered good investment choices for the future purpose like children’s education, children’s marriage, retirement, future emergencies or events. Emergencies always come unexpectedly, so based on your financial state, you could very well sell your second home and use the cash to deal with your financial burdens. So, now we have seen the perks of owning a second home. In the meantime, if you want to buy a second home for investment? Check Varma Homes projects right away! Visit: www.varmahomes.com. Being the best and the most promising real estate builders in Kerala, you can completely trust Varma Homes for your future investment choice. We have our ongoing residential projects in major parts of Kerala like Kochi & Thrissur & Trivandrum. So believe in us, have the best home and get the best experience with us.Read More
Urbanisation has ensured individuals from small villages and towns to find an abode in big cities. A good number of people in both upper and middle class from smaller towns are used to living in homes that have a lawn, a balcony, a compound filled with greenery etc. They want a similar touch to their homes when they migrate to cities for pursuing their careers. They also preferred to have their apartments or flats with high-end amenities to get the style and comfort of their modern life. Hence the demand for residential real estate in India has been progressing rapidly. The development caused a rise in the use of available lands for home building. So there is a huge demand for residential complexes but the space shortage is a constraint. Hence builders are now focusing on the best utilization of space and generating homes that packed with various amenities within the premises. For most buyers, location is the most significant amenity of any property. Beyond location, variables like the number of bedrooms or bathrooms, construction style, and floor space can determine whether a buyer looks further into a property. Amenities play an important role in the real estate market offering the quality of living, enjoyment and pleasure of the tenants. It also plays a crucial role in choosing a property. Hectic work schedules of people and the escalating stress levels, congested traffic conditions and increasing pollution levels, all these make for very stress-filled life. So house owners look forward to staying in an environment that calms their minds and reduces the stress levels. That is the properties with open spaces and essential amenities to get the ideal housing solutions. Yes, of course, city life can be a lonely life, with many relatives and friends living far off and traveling is a big problem. Hence amenities like multipurpose halls and parks make for excellent spaces to meet new people and socialize within the community. Amenities also solve the difficulty of engaging in diverse demographics. While children can use the play areas, seniors can take a walk in the park to breathe some fresh air. Youths and professionals have gymnasiums and swimming pools to put good use to their time. Therefore, there is something for everyone in a property that has amenities and open spaces.In short, we can say that amenities are the secret ingredient that makes people fall in love with their home. So most of the people are in search for better apartments or flats with all amenities to give them the essence of a happy, balanced lifestyle in their busy schedule. Varma Homes- The Best Homebuilders with the Best in Amenities Everyone must get opportunities for cultural, sport, community, leisure, and other activities. So that we are offering our clients just the right chance to enjoying their life amid a busy life through our exceptional amenities. Besides, amenities, we know that people need open spaces to catch up and do things that they like. Being the top builders in Kerala, Varma Homes is the first choice for housing projects. So if you looking for a super luxury apartment with exceptional amenities in the heart of Trivandrum, the state capital, then there awaits you Dr. Pai’s Heritage. It is a unique super luxury apartment project comprising of 2 and 3 BHK luxury apartments with all advantages of autonomous home. Get to know the High-End Apartment Amenities @ Dr. Pai’s Heritage Rooftop Swimming Pool Fully Automatic Lifts Clubhouse & Health Club Water Filter Solar Energy Utilization in Selected Areas Children's Play Area Roof Top Party Area Surveillance Camera Terrace Garden & Rose Garden Fire Fighting System Recreation space Provision for 24 hrs Power & Water Supply Facility Intercom Facility and Video Door Phone Sewage Treatment Plant Open Auditorium & Home Theatre Caretaker Room & Driver’s Room With its sheer magnificence and the high-end amenities, Varma’s Dr. Pai’s Heritage is grabbing the attention of many residents. Find the right luxurious apartments from Varma Dr. Pai's Heritage as we strive to make sure that you and your family experience a comfy and excellent lifestyle. Step in to the world of luxury and worth investment.Read More
People now prefer to live luxurious lives, and lifestyles have evolved. The standard of living also increased. Kochi city, a fusion of various religions and cultures, has long been an important commercial centre. Additionally, it is increasingly attracting the IT sector, creating more opportunities. Kochi City is expanding quickly and is on the path to becoming a popular travel destination for everyone. Thanks to a network of interconnected roads and a newly established metro, one can also commute without incident.Numerous advantages make Kochi the finest place to live with your family. Many people dream of buying a flat in Kochi. Kochi has a host of excellent flats that come with great amenities and on different budgets.When compared to other metropolitan cities, owning a home in Kochi has some of the most important advantages, like well-connected roads, metro hubs, infrastructural progress, Smart City and Infopark campuses, reputed educational institutions, hospitals, pubs, multi-cuisine restaurants, and heritage spots that attract tourists from across the globe.Kochi is one of the most vibrant cities in the nation thanks to its way of life, tourist attractions, and variety of services. For those looking for luxury Flats in Kochi, Varma Homes, one of the leading builders in the city, offers a first-rate living environment. The luxury apartments in Kochi's premier locations are exquisitely designed. And let customers experience a way of life that captures the essence of the city. Every square foot of land matters in Kochi. The international container transhipment terminal, the Smart City initiative and metro connectivity have all contributed to the socioeconomic impetus.Kochi's history as a significant port. Additionally, as a point of entry for visitors to the state, Kochi is an advantageous location for NRIs wishing to invest in flats and apartments. If you're looking for luxurious flats in Kochi with a variety of amenities, a well-known house builder in Kerala is providing you with a large selection of flats and opulent apartments. Given the current market conditions and investors' desire to profit from quality-styled apartments, Varma Homes designs our residential projects with a harmonious fusion of contemporary and traditional amenities.Smart developers, like Varma Homes, have invested in apartments in prime locations after realising the potential of this metropolis. For many people, having a home in Kochi is a dream. Varma Homes has positioned itself in places with growth potential. They offer you various options to choose from as no other builder has these many vast numbers of projects going on in Kochi. The apartment is in a prominent position so you know it will provide you with excellent profits in the future. Apart from the abundance of natural attractions, Kochi provides a diverse range of work and business opportunities for both professionals and regular people. Kochi is becoming one of the popular living locations for Keralites who are in search of luxury flats in Kochi. The benefits of buying a flat or apartment in Kochi are plenty.Choose Varma Homes as your top option if you're seeking apartments and flats in Kochi with the highest quality standards and dependability.Read More
2020 has been quite a year. Unquestionably one that won't be forgotten in their life. The COVID-19 pandemic has put newer perspectives on so many things. We witnessed unpredicted events for economies across the world. The pandemic carried ordinary life to a halt intruding on the development track of numerous businesses. It has uplifted vulnerability over the economy, work, relationships, finances, and obviously, physical & mental health. However, as people, we want security. We need to have a sense of security & have a feeling of control over our lives & well-being. The outbreak of coronavirus in the nation has featured the upside of having your own home when contrasted with profiting a leased accommodation. So, owning a home has now become one of the inevitable parts in these unprecedented times. Hence in this new year own a new home, which implies exciting fresh start, new neighbourhood, & new environs to explore. Purchasing a home isn't only a dream, but a whole life’s effort that individuals put in. The value set on it is a measure beyond sentiments & emotions. Then again, it absolutely makes tough to choose the best & and only a trusted builder like Varma Homes can help bridge this gap. We build not just superb homes as well as an incredible community for people to live in. We will ensure each client's needs are followed and never compromise on the building materials & construction quality. Even during these tough times arising out of COVID-19, we were managed to complete the projects ahead of the schedule. And we are creating a new benchmark to the real estate industry in Kerala, by completing the projects well ahead of schedule. Furthermore, our transparency is high as far as price, legal documentation, dedication & formalities. Besides these reasons, you can discover which is the best match for you in terms of unending amenities, senior assisted living spaces, good investment returns & guaranteed rentals. Thus, we can ensure that your home purchasing experience is simply incomparable & you remain tension- free when you approach with Varma Homes. Being the most trusted real estate builder in Kerala, we have created a special place in the heart of our clients by producing classic yet modern homes with great attention to detail & uncompromising business ethics. We are presently in the cities of Kerala which cover Kochi, Tripunithura, Thiruvananthapuram, Thrissur and Kozhikode focussing on our aim to construct happiness by widening our reach across different regions in Kerala. Dreams do come true when you discover the right way to realize them. So, go ahead with a reliable builder to realize your dream apartment project. Welcome this new year with a new beginning, forget whatever we faced in 2020, let’s hope for the best. Yes, it's true that we don’t know what’s going to happen in 2021, but there’s room for optimism. We have a vaccine with the assurance of a world returning back to normal. So, hold out hope, perceive your dream apartment right now & make your New Year as prosperous as possible. Here is Varma Homes wishing everyone a gratifying festive season & more sociable & less restrictive 2021!Read More