The home buying process isn’t an easy chore. The process can be lengthy, yet it doesn’t have to be overwhelming. When you start, it can feel as though truckload tasks are standing in your way of moving into your new apartment. However, the home buying voyage can be fragmented down into six simple steps to speed up the process to get your home faster.
Check Your Credit Score
Most people who are planning to buy their dream home, usually opt for a bank loan to subsidize their land dreams. To get your loan approval procedure in a short time, it is consistently a smart thought to check your credit/CIBIL score on the web. Your credit score plays an essential job in getting your home loan approved. A high credit score denotes that you have no outstanding loans or regularly scheduled installments. It likewise helps in processing your home loan procedure rapidly as banks always give prioritize to high credit score holders.
Educate Yourself on Types of Home Loans
Meanwhile you identify your credit score and have grappled with the way that you are qualified for a home loan, it is significant that you instruct yourself on the kinds of home loans accessible and the coverage you will get as an applicant. Based on your financial requirements you can also opt for either a fixed home loan or floating home loans.
Start Looking for A Home
Before you get ready to visit construction sites of apartments & examine shortlisted properties, first set your desired locality in mind. Then look at the real estate hot spots in your town and discover the edges of your city for the best deals. Also keep in mind that, you have to settle on a locality which furnishes you with all the social conveniences and amenities required for a trouble-free life and also comes within your price range. It is additionally critical to look at the appreciation rates of the zone and take a glimpse at the entire buying process from an investment point. Sifting properties according to the region will spare you a ton of time and keep you concentrated on your inquiry.
Choose the Right Builder
To speed up your home buying process, it is always a great plan to choose a credible builder. As, the most trusted real estate builder will definitely provide the best quality in terms of quality of material used, service, architecture and ensure hassle-free transactions. Because your entire life’s savings are going into your real estate buying, so you must compare, analyse and pick a builder who is the best amongst his competitors and is delivering what suits your requirements. Varma Homes is one of the leading real estate builders in Kerala with a reputed brand name & a plethora of finest apartment projects.
Sign the Contract After an In-Depth Inspection
Before you sign the agreement, ensure all the legal documents are in place. These records incorporate obligatory papers like the occupancy certificate, sales deed, & the recent tax receipts. You can verify all the documentation carefully through a lawyer and ensure that there are no imperfections found in the apartment and should do a last-minute inspection before finalizing the deal.
Close the Deal
After all investigations, confirmations and payments, the time has come to close this deal. Ensure that you get total ownership of the property and have it enrolled under your name. Make sure every legitimate cost like registration &stamp duty is paid for a smooth exchange of possession.
By now, you know precisely how to speed up the home buying process, head out to Varma Homes for premium apartments with a range of amenities. We are constantly excited about delivering excellent apartments on time with our full efforts. As we realized that home purchasing is a significant investment of your lifetime, and you would not need to take any risks. Every Varma Homes creation is one-of-a-kind, and emphasize in constructing happiness for residents. We strive to not only surpass but uplift expectations. So, we have confidence in making real experiences that ought to be worth for your cash!!!
Lifestyle in the city of Kochi is rapidly changing because of the urban developments and the increase in income of people. And the changing lifestyle of Kochiates has now increased the price for housing and land. The massive development in realty sector over a decade is being witnessed in Kochi. The sector has shown a huge growth, as the builders in Cochincame up with new projects targeting the salaried sections and high net worth individuals, including NRIs. Also, banks have reduced the interest rates on home loans. And the PMAY (Pradhan Mantri Awas Yojana) scheme has also helped the home seekers to own apartments and save up to 2.67 lakhs. Know more at: https://goo.gl/mk6pKJ Nowadays, there is a huge demand for flats and apartments in Kochi from professionals and businessmen who are moving into the city. Considering the investment and business potential, it is ideal for even those who are not permanent residents of the city to have an apartment or a flat in Kochi. The easy accessibility through road, rail, water and air transportation channels makes Kochi the most preferred city to live in. Now with the latest extension of Kochi Metro, most of the places within the city is easily commutable without getting trapped in the irksome traffic blocks. It is also useful to have a living space in Kochi which is proximate to the state’s best hospitals, shopping malls, business centres, educational institutes and airport. We at Varma Homes embrace the uniqueness of the city and if you are in search of an exceptional living space in Kochi, Varma Homes offers you the finest of it. We have selected peaceful yet easily reachable locations for our new apartments in Kochi. It is sure that our flats in Kochi with luxury amenities cater to the urban style of living. Our residential projects in Kochi are built to bring you all the benefits of Kochi’s latest developments. Varma Homes, the top builders in Kochi always bring you the premium living spaces. Varma Regent, the compact apartments are being built at Edappally. It is one of the new apartment projects in Cochin from the best home builders in Kochi located at Ponekkara. Being on its last phase of completion, Varma Homes guarantees the project accomplishment by the end of December. If you are looking forward to buying affordable apartments in Edappally, pay a visit to Varma Regent’s sample apartments. Regent is the best option for all those who wish to buy apartments in Edappally. Only a few units are left, most of the units are already sold out. For more details, contact us today. Call +91 9645 88 33 33Read More
The housing concept has been changed massively in the present housing market owing to the desires & demands of the purchasers. Until ages back, a home implied acquiring land & constructing an independent house, however, in the current situation, a home is nothing less than a luxurious residence with all the conveniences & amenities. As you begin your apartment search, you'll need to brainstorm a rundown of ideal amenities your new home will bring. Picking a way of life of your own is something you can't face any risks. ‘Uncompromised’ is something that many top real estate builders in Kerala, like Varma Homes comprehend and respect. The interest for an individual space that you can call your own has consistently been a trendsetter, and nobody comprehends it better than Varma Homes, the most reliable and the trusted builder in Kerala. There is no denying that apartment life creates your life more relaxed & more enjoyable. As with our busy schedule, we often forget about peace & comfort for the well-functioning of our body, mind, & of course life. Hence, choose an apartment that has a comprehensive set of amenities that cater to your overall well-being. Take a glance at the apartment amenities that you must search for while selecting an apartment. Sports, Wellbeing & Recreational Activities Amid our bustling lives, it turns out to be simple for us to compromise our wellbeing. Anyhow, this can be effortlessly controlled if all the provisions are within our reach. Ie. Right from the swimming pool, gym, yoga hall, sports arena, spas, etc, ensure that your builder is giving you adequate amenities that will take into account your prosperity. Having these amenities after a restless day at your office is significant for leisure & social bonding to retain a healthy environment in society. Parking Provision Before finalizing a deal, it is important to check whether the apartment has a spacious reserved parking space that offers individual parking and separate guest parking to simplify the parking for residents. Typically, apartments with numerous units provide these, however, you need to affirm it. Aside from this, watch that there is a different parking spot for differently-abled individuals & ambulances. Similarly, ensure there is a suitable fire engine access way across the loft premises to arrive at emergencies (If happens). Well-designed Landscape Lavish and large lawns aren't just useful for your reviving yoga practice or morning walks, but on the other hand are an incredible spot to hold gatherings, events, parties etc. Including a lawn inside your apartment community is not lavishness, yet a need. Thus, ensure that your apartment premises have a landscape that is consistently available, and is constantly looked after appropriately. Clubhouse A carefully planned clubhouse takes your decision of choosing an apartment a bit higher. A clubhouse contains a banquet hall that comes truly helpful when masterminding your wedding anniversary party or child's birthday celebration, or any other special occasions. It gets troublesome and irritating to chase for banquet halls whenever an occasion occurs. So, having a clubhouse inside your apartment premises is an added advantage for the race of constructing happiness in your life. Security System & Power Backup This is an indispensable element of your apartment checklists. Your apartment should have a 24/7 professional security service with CCTV surveillance. Together with the apartment should also be equipped with an alarm system, intercoms, emergency buzzers, & top-of-the-line security installations to ensure that your apartment premise is secure. Additionally, make a point to check with your builder that your apartment has a proper power backup to support the electrical supply to save yourself from frequent power cuts. Play Area For Kids A secure play area for kids can work wonders to get your children involved with some physical activity. As much as studies, playing is fundamental for comprehensive development in kids. Meanwhile, most of the kids obsess over watching videos or playing games on tablets & mobile phones, urging them to go outside and play is a mission for guardians nowadays. But a striking, safe play area for kids is an incredible alternative to lure kids outside to play with the neighbouring kids. Hence, check with your builder if they would offer a play area, & make sure to check its quality if possible because your child’s safety comes first. Incessant Water Supply Water is life and getting a continuous water supply is one of the essential apartment amenities that you should deal with before purchasing a flat or apartment. Though the vast majority of the metropolitan urban areas are confronting water shortage and the apartment dwellers are struggling to get a legitimate freshwater supply. So, prior to picking an apartment ensure that there is an additional water supply accessible in the event of water shortage. So, if you are looking for an apartment, make sure you get all the amenities you will need to make your new space feel homey & lively. Being the most trusted builder in Kerala, Varma Homes, have high-end apartments projects in the prime locations of Kerala like Thiruvananthapuram, Kochi, Tripunithura, Thrissur and Kozhikode without any compromises for the convenient and modern amenities to ease life for residents. So, go ahead and take your preferred pick from our array of high-end apartment projects where you get comfort and convenience at its best!Read More
The vibrant city of Thrissur has long enthralled visitors from all across Kerala with its rich cultural heritage and business savvy. The desire for real estate developments in this land of festivals, which is also a thriving commercial centre, has recently increased. Due to its tremendous potential, Thrissur is experiencing a lot of activity in the real estate market. The city has several qualities that make it a highly sought-after location for real estate investment.When it comes to apartment investing, prospective buyers prioritise finding a flat or apartment in a location that enables them to live a healthy and fulfilling life. Real estate developers have responded to this requirement by creating flats in Thrissur with slick, contemporary architectural designs that also include the local culture. But are there any additional advantages to purchasing a Thrissur apartment? Here are a few benefits that clients can take pleasure in if they decide to buy a home here.1. The Luxury of AccessibilityNot every city in Kerala can boast that the bulk of its flats or apartments offer quick access to the most important landmarks, tourist destinations, and other practical locations. Of course, Thrissur is an exception. Purchasing apartments in Thrissur ensures that you will nearly always live close to the nearest significant monuments.2. Thrissur is a Tourist HubThrissur Pooram, an annual temple festival conducted at the Vadakkunnathan temple, draws a large number of international tourists to the city. In addition to having the best of city life, Thrissur, which is surrounded by a lot of flora and foliage, is home to the Athirappilly waterfalls and the Vilangan hills. The Peechi dam and the Punnathur Kotta elephant sanctuary are visited all year round by tourists from near and far. The majority of the well-known mosques, churches, and temples are concentrated in the city. Since the Chera Empire, Kodungallur has held significant archaeological significance as a result of its strategic role as a port of entry for naval fleets.3. Choices Galore when it Comes to ApartmentsThere are many different kinds and price ranges of apartments in Thrissur. Thrissur has everything, from practical, affordable flats to opulent apartments that incorporate some of the greatest architectural characteristics into your dream home. Kerala is undoubtedly one of India's most advanced states in terms of real estate development. Kerala adopts any new real estate trend quite swiftly. So, you can relax knowing that apartments in Thrissur are there to suit your preferences, regardless of your spending limit, lifestyle, or other preferences. Therefore, it is quite possible that you will eventually wind up investing in apartments in Thrissur without much effort if you want to enjoy a vigorous lifestyle in the heart of Thrissur without giving up the concept of your dream home. 4. A Home for All BudgetsApartments in Thrissur are built on the principle of competitive price. If you choose to invest in flats in the city, you can be sure that you will pay a reasonable price when compared to other areas of India. Due to the wide variety of options available to buyers, Thrissur's apartment prices have long been competitive. Thrissur is the ideal location to buy your dream house and prepare for a long-term settlement when you consider all of these factors along with the availability of apartments in different shapes and sizes to suit your lifestyle preferences.5. Thrissur Offers You All the Facilities of LifeEvery person who looks for a place to build their home considers the accessibility of everyday essentials. The city of Thrissur consistently comes out on top because it has excellent transportation, health care, and a comprehensive educational system. Apartment investing in Thrissur is a wise choice because the city has all the conveniences and even offers special features that no other area can. These are a few of the factors that make Thrissur apartments a sensible investment. While maintaining accessibility, it provides seclusion and enhances your standard of living. Builders in Thrissur offer a wide range of options, whether you are searching for a small, practical apartment or a spectacular, modern luxury apartment for you and your family. You won't have to give up on accessibility or conveniences, and you'll also get to live in a quiet neighbourhood far from the hustle and bustle of the city.Situated within the cultural perimeter of Thrissur, Varma Homes carry an array of apartment options that matches your expectations for exemplary modern living. With its characteristic features, our milestone projects could be your chance to realize a perfect home in the temple town capital of Kerala.Read More
The concept of luxury apartments is continually developing in Indian business sectors because of expanding buying power. The interest of luxury projects has been gradually moving from the high class to the middle-class populace implying the immense potential in this area. To cook this expanding demand, builders are thinking of luxury projects which focus on this growing upper-middle class. The high-end amenities, privacy ensured, super luxury apartments, collectable ideas, these are only a portion of the terms that you would be familiar with when you start your chase for a dream home. Nevertheless, do you really think about what actually defines a super luxury apartment? Is it only one of the modifiers that a real estate developer uses to trap the high-income people? What's behind the luxury apartment amenities? So, let’s take a peek into it! Strategic Location One of the most vital factors that must be counted while investing in your dream luxury apartment project is a convenient location. A centrally located super luxury apartment is preferable to the high-net-worth individuals who wish to stay close to the upscale neighbourhoods of the city like hospitals, malls, educational institutions, markets, railway stations, business districts and so on. Also, the window view available from an apartment is a prime aspect. Security & Safety Luxury apartments are just all about complete security. Residents expect to have the full guarantee that their whole family members & property are safe in all aspects. Therefore, luxury apartment projects should meet the best security provisions in terms of actual personnel to advanced technology in surveillance & monitoring. Also, it contains emergency buzzers, intercoms, & top-of-the-line security installations that ensure better safety. Top-Notch Amenities Those who wish to invest in a luxury apartment need the best that money can get. Luxury homes are carefully designed to grant supreme comfort, with beautiful interiors and cutting-edge amenities. Premium apartment projects must contribute state-of-the-art facilities such as rooftop swimming pool, home theatre, multiple parking, Wi-Fi, fast elevators, landscaped gardens, 24-hour security & gymnasiums. These are some relevant realities that you can guarantee while looking for the right luxury apartment to be certain that you settle on the ideal buy choice. With the huge rise in luxury apartments in cities, the word luxury is being abused by some real estate developers. Hence a tip to all the apartment purchasers is to do intensive research on the luxury aspect of the shortlisted projects and settle on the property that merits each money of the weight it carries in your pocket. Investing your money in a trustable builder who ensures top-notch construction quality and the best return on investment. Varma Homes, one of the most trusted and reliable builders in Kerala offer beautiful apartment projects in Kochi, Tripunithura, Trivandrum & Thrissur. If you are searching for a super luxury apartment project perfect that lines educational institutions, hospitals, markets, malls and many other conveniences in the heart of Trivandrum city then purchasing your dream super luxury apartment in Poojappura, would be most ideal. Here you can find Dr. Pai's Heritage at Poojappura, a major residential region for apartment-hunters in Trivandrum based on your preferences. It is a 2 & 3 BHK super luxury apartment with high-end amenities for comfortable living. So, come & experience the model apartment which will redefine the experience of luxury living!Read More
A home is an utmost investment that you have made in your life. So, when you are planning to purchase a flat or an apartment for yourself and your family members, you always need to put in some extra care and effort. People usually purchase or buy a flat either by seeing some advertisements or getting recommended by others or being influenced by google search results. But a plethora of studies have claimed that many companies do some cheap or inferior quality promotions only to entice customers towards their projects. When it comes to the handover phase, they hardly provide them with any modern amenities or use very inferior quality materials for construction. So, it is always recommendable that as a buyer you should check thoroughly before investing a single penny in a property.Location's everything for a home.The paramount concern when you relocate to a new home should be convenience. The location of the home should place you near your workplace with urban conveniences like shopping and public outlets when within walking distance.AmenitiesYou also need to check whether your apartment is equipped with all new amenities (gym, swimming pool, indoor games area, banquet hall, fire extinguisher, etc.) or not. So, put amenities in your flat purchase checklist.ConnectivityConnectivity is another prime thing to check before buying a flat in Kerala. If your apartment is well-connected with retail shops, hospitals, schools, bus stops, and medical stores, then everything will become easier for you.Sense of securityThe security arrangement in an apartment complex will ward off all unwanted salesmen, beggars and suspicious strangers. Even if the family goes out of town for a few days your home will be safe and secure.Builder's BackgroundMake a checklist before buying a flat and make sure, this one tops the list. Whenever you look for a flat, do a background check of the builder or the seller. Make sure everything is legal. Make casual conversations and find out about his life. How a person earns his bread says a lot about him.Most importantly, legal documents need to be checked before buying a flat from the builder. This is to minimize any sort of legal drama that may occur. When it comes to documents and police work, the case may stretch for years. And you do not want that over your head.The Area The next important thing to take notice of is the locality of your house. Kerala flats are located in rather neat areas but you need to make sure. What helps a lot is talking to the neighbours. They will be able to provide the best information about the current owner. Additionally, check if the place is too noisy for you and if it matches all your standards. Once you buy the house, there is no turning back. Therefore, it is wise to make a 'before buying a flat checklist'.Outdoor AreaIf you have children, then before purchasing a flat you should check whether it includes any outdoor area or not. Because children love to play different outdoor games and for that, they need a spacious and airy outdoor area. Moreover, if you have a large and open outdoor area, then you can also do some physical activities which are very wholesome for your health.You can't choose your relatives. But the neighbours you can.Where you live is at your sole discretion. When you relocate to a new home make sure the neighbourhood is of your social status and liking. The community you live in will be of your liking. Your children will have good company to play with.Every housing project looks beautiful on paper. Before you buy a home from a builder, inspect a few projects of the same builder to understand the quality and standards they offer. Better still, ask some residents about living standards. Because you don't buy a home every other day.Varma Homes in Kerala is one of the most prominent home builders, who have completed 18 + luxury projects across Kerala. We value customer happiness above all. We envision a clarity in our thought processes which would eventually pave the way to build quality homes delivered on time and aspire for the betterment of the environment, the general public, and our business. Contact us and enjoy your relationship with your dream home builder.Read More