Picking the right sort of home to live in is one of the greatest and hardest choices you should make. As homes are viewed as long haul investments, you should be sure that you've picked the home that is most appropriate for you and can fulfil your family's needs. When it comes to purchasing an apartment there are usually three kinds of apartment you can select from such as pre-launch, under-construction & ready-to-occupy apartments. Ready-to-occupy apartments are getting profoundly searched after nowadays, because of the various advantages a property holder can profit. Have a look at some of the benefits of investing in ready to occupy apartments.
When you invest in ongoing projects, you may have to wait for a longer period than you expected. This delays usually happen due to various reasons. But when it comes to ready to occupy an apartment is that there is no waiting period. The buyers can directly examine their apartment and there is no need to go through the brochures to get a notion of how the apartment will look at the end. That is, we can enter in our apartment at our needed time without having to deal with frustrating delays in pre-launch type.
When a property is under construction, the purchaser needs to make suppositions on how the apartment project will turn out, in light of the floor plans & master plans. It is a little bit difficult to visualize the specific unit bought & the qualities of the amenities. In ready-to-occupy flats, you can experience your home and see the layout from each room. The quality of the project can be fully experienced with our eyes and then the investment can be made. This will guarantee that the investment will not go bad anyway. Also, another advantage is there are no surprises in ready to occupy apartments.
There are chances that individuals purchasing apartment might be living in leased homes. The individuals who select the under-construction projects should wait for a longer period. But for individual who opting ready to occupy apartment can move into their new home as quickly as time permits. This will assist them with saving their lease cost. Numerous individuals who are paying high rent or journeying far for their work tend to buy the ready to move flats since they need a quick break from the high rent or travel cost.
In ready-to-move flats, you can choose a property reliant to your budget preferences. You get ownership instantly after paying the necessary cost for the apartment. There is no way of expanding the cost of the property, in contrast to properties under-construction projects.
Ready to move flats are not under the limits of Goods and Services Tax (GST). So, you can avoid taxations completely if you opt to purchase a ready-to-occupy property. However, if you have purchased your property with a home loan, you can guarantee tax benefits from the exact year of purchasing the property or getting the ownership.
In a ready to move in apartment, you can identify who your neighbours are, what kind of community, what they do, where they work, whether they are approachable and much more. The society you stay will definitely create an impact on your kid’s lifestyle too. Grounded on all the points mentioned above you can choose on whether to stay in this society or not. So, ready to occupy property grants you the odds of selecting the environment that you wish.
Ready-to-move-in apartments don't need pre-EMIs as you will be paying EMI for something that is totally in your possession. In case, if you are planning to take a home loan then ready to occupy apartment aid you from not losing money on pre-EMI charges. As you would know, EMI comprises of your loan amount and interest components.
These were a few of the benefits of purchasing ready to occupy apartments. If you are in the market for a new apartment, then enquire with Varma Homes today. We offer a range of projects at different locations of Kerala like Kochi, Thrissur & Trivandrum and is well-known for designing and developing homes that are reasonable and imbued with a host of cutting-edge amenities.
If you are looking for any ready to occupy apartment at Kochi, Varma Homes has 2 projects to offer – Varma Padipura and Varma Maalika Block II. Varma Padipura is nestled behind Kalikotta Palace, Tripunithura, Kochi. Away from the hustle and bustle of the city but gives you sound access to all modern conveniences that today’s world demands. It offers high-end apartment amenities and easy accessibility, which stand for top-notch quality and luxury with the essence of life. Varma Maalika Block II is located at S.N Junction, Tripunithura. This project is just 200 meters away from the Kochi Metro. Both the projects have completed ahead of schedule. Choose your apartment and start living at your dream home in Kochi.
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It is everyone's longing to turn out to be financially independent. For this, most people depend on traditional ways to earn more, like being salaried in an organization or being self-employed. Yet there are different medians for individuals to enjoy surplus monetary advantages like stock purchasing, shareholding, and the long and worthwhile standby of retirement pension. Apart from all these, the most efficient way to earn is by investing in real estate. You can relish a profound pace of profits, astounding tax benefits & leverage of land to construct your wealth. Here are some reasons why real estate is an extraordinary investment. Reason 1: Predictable Cash Flow Cash flow is the net spendable profit obtained from the investment after every single operating cost & home loan installments have been made. When you purchase a good property from a reputed real estate builder in Kerala, the cash flow will be just as hefty. You can make money through rental income as it tends to rise over time, which can lead to greater cash flow. In most cases, cash flow makes stronger over time as you pay down your loan & build up your equity. As well, RBI has recently declared a reduction in the REPO rate which creates home loans even less expensive. So this will help you to smoothly begin your investment & hence increase cash flows. Reason 2: Get the Most Delightful Return on Your Investments From the pool of real estate builders, you can select the best real estate builder in Kerala who can offer the best quality construction works for their projects. Because the quality of the construction work matches the most excellent grades. So it comes with assured safety, security & top-notch amenities. This shows, by investing in those properties, you are going to accept the most appealing return on your investments. Reason3: Financial Security over Time While another reason that forced people to make their investment in the realty market is long term financial security. If you have a constant flow of cash in succession, the bonuses of this investment yield monetary bonuses for a long time. Possessing a residential property can give investors a sense of security due to the property appreciation over the long run. Well, this is only possible when you invest in the right place. So it is always advised to completely research the location before finalizing the negotiation on the apartment of choice. Reason 4: Hedge against Inflation In contrast to most different sorts of ventures, the realty market can contribute a hedge against inflation, which is yet another reason that pulls customers to put in this income stream. I.e. with high inflation, your rental pay & property value develop profoundly. Hence investors welcome inflation wholeheartedly because as the cost of living rises, so makes their cash flow. Accordingly, buying a property offers extra investment security during inflation. Reason 5: You Become Your Own Decision Maker The most satisfying part about real estate investment is that you become your own boss. Similar to any other business you have total authority & freedom over your investment strategies just as your flops and achievements. You make better decisions on which property to invest in, the tenants who will live in your property, how much rent to impose per month and so on. Reason 6: Qualifies you for Tax Deductions Another reason that real estate is an extraordinary investment, is the tax deductions you can take in this income stream. You get to deduct expenses straight connected to the operation, maintenance & management of a property such as property maintenance, insurance, maintenance repairs, property management fees, repairs, travel expenses, legal fees, and even the interest paid on the home loan. All of these deductions will reduce your taxable income, which might save you cash while you file your taxes. Reason 7: Admittance to Credit Reliant upon a variety of features, extra payment created from real estate investments might grant you admittance to added credit. Usually, loaning institutions finance more money to individuals who get more cash flow. The additional payment generated using property ventures may unfold more comprehensive credit lending entryways. To Sum Up, You can see the profits of investing in real estate while investing in other sorts of investments like the stock market. Investing in real estate can be your ticket to making passive income & reaching long-term financial stability. Nevertheless, before you can obtain these things, always remember that you need to make careful decisions when investing in your property. I.e. while choosing the right builder for your investment, is the first and the most important aspect when it comes to a real estate investment. If you are seeking a top-rated & most well recognized real estate builder in Kerala, then head over to Varma Homes and start searching for investment properties for sale across Kerala. We have our apartment projects at the prime locations in Kochi, Tripunithura, Thiruvananthapuram, Thrissur, and Kozhikode. Visit our website to get more information about our projects. Get in touch with us today to start an investment with us that will definitely offer you a lifetime of fun, happiness & priceless memories.Read More
Finding the most suitable flat in Cochin can prove to be quite stressful if you do not know how to go about it. This is somewhere that you will be living in for a significant amount of time thus choosing the right property in Cochin is crucial so as to avoid experiencing buyer’s remorse. Here, Varma Homes – the best builders in Cochin suggest you to consider the following tips that can come in handy when it comes to selecting an apartment in Cochin. 1. Have a budget set out: One of the biggest mistakes most people do is forget to have a budget in place and simply start looking at flats in Ernakulam or new apartments in Kochi. Keep in mind that your budget is not simply what you will be paying for the apartment. Typically, when it comes to apartments in Ernakulam, one will be expected to pay an initial amount at the time of booking a flat. These are not the only costs you should consider though. Think of things such as monthly utility bills, services charges and so on. All this will be what you will be paying on a continual basis thus they should be part of your budget if you are to determine whether or not you will be able to afford the flat in Cochin. 2. Establish what you are looking for in apartments in Cochin: Before you can make a choice on ready to move flats in Cochin, you would have to establish what it is you are looking for in a residence. Do you need a parking space at your flat? Would you prefer to have a garden? How many bedrooms would be required for you and your family to live comfortably? All these considerations should be made so as to ensure you are getting the right ready to occupy flats in Ernakulam that you want and not something that you will be unhappy with down the road. 3. Make a decision on the location: The location of the new apartments in Cochin can go a long way in making your life convenient or more stressful. Location is an essential consideration especially if you commute to work. It is always advisable to find new flats in Cochin that is close to your office so that you are not spending hours on end every single day making your way to work and making your way back home. You should also consider the proximity to amenities such as shopping centres and schools if you have children. Varma Kottaram – the luxury apartment project of Varma Homes in Tripunithura has the proximity to temples, churches, shopping malls and schools like Bhavans, Choice & Chinmaya and also connectivity to mini bypass, the seaport - airport road and more, making the living a truly royal experience. This luxury flat project in Tripunithura is located between the Kalikotta palace and Sree Poornathrayeesa Temple, which makes you proximate to almost everything a royal lifestyle demands. The new luxury apartments in Tripunithura is a G+4 apartment project having 24 units of 2 BHK and 3 BHK flats well equipped with all the modern amenities including Fitness centre, Solar energy utilisation in selected areas, Fully automatic lift, Intercom facility, Firefighting system, Children’s play area, Roof top party area, Terrace garden, Recreation space, Caretaker room, Provision for 24 hours power and water supply facility, Sewage treatment plant, Water filter, Surveillance camera, Rubber fender for corners in the car parking area, etc. which is worth for its price. Varma Homes, the top builders in Kerala offering new luxury flats, budget friendly apartments and residential projects in Ernakulam, Thrissur and Trivandrum are bound to make the happiness possible. If you are looking forward to buy flats in Tripunithura, then contact us today. Call +91 9645 88 33 33 for more details.Read More
A new home is one of those dreams which most of us would have, achieving that can be one among many life achievements that you would always like to be proud. It can be one of the greatest investment in everyone's life. If you make your investment at the right place, it becomes one of the biggest assets which will be always a return for your money. Make such wise decisions when you buy your desired apartments from Varma Homes, the best builder in Kerala. Let’s see how Varma Homes is the most demanded builders for building homes all over Kerala. Varma Homes is a construction company which is brought out from a management which has got more than 25 years of experience in construction and allied management. We believe in the ideology that "Customer is King" and strive to bring out everything to make them happy. Our vision is to have a clarity in our thought processes which would eventually pave way to build quality homes delivered on time and aspire for the betterment of the future of the environment, the general public, and our business. This makes our customers happy and that's what we ultimately require. Why Varma Homes? We perfectly understand that construction business is one of the most competitive domains of work. A customer looks out mainly for three things from a construction company. The first one would be whether it suits their budget, does that apartment or home suit their requirements and also if it’s luxurious. This are basic according to the ideology in which Varma Homes work. We would like to always go extra mile for our customer to ensure our vision and mission is met. We also provide the following aspects to our customers. • Transparent documentation • Clear title deed • Excellent customer services • Assured quality • Timely delivery • Periodical updates of project status to customers • Systematic handing over procedure • Excellent post-sale service • Home care service • Maintenance Timely Updates Serving our global customers with updated services make us the most trustworthy apartment builder of Kerala. At the inception of each of new project, we provide our customers with latest updates and news they need to know about our new approaches and also about the latest trend which Varma has incorporated in their new ventures. We send regular updates in our websites and through new generation media to ensure each customer of us is part of the Varma family and updating is essential. We believe it your reference which gives us quality customers whom we convert to business. Do you want to own your dream home? Check out our on- going projects and grab your favourite one! Varma’s Maalika a spell bound feeling project right at SN Junction in Tripunithura is now becoming a signature project of Varma. As we already told, the location where you have a home is the most important aspect. We have taken extreme diligence in finding out such a plot which can be converted to an apartment project. The best feature of Maalika is that it’s just a step away from where the Madurai highway, which connects Kochi to the outside world. Schools and other facilities are just around. Varma’s Kottaram has a special identity as it’s a palace plot which is reconstructed to an apartment. All the goodness of the traditional palace, the location and its serenity, the pure residential atmosphere makes Kottaram an attractive one. It’s very close to the Royal Kalikotta Palace and Sreepoornathrayeesha Temple, a location which has access to the mini bye pass, schools and shopping arcades. Varma’s Padippura which is very close to the much famous Statue Junction of Tripunithura is a very convenient place to have your home. The 2 bhk and 3 bhk apartment project, in a pure temple town is a dream for people who would love to have a clean life. The Sreepornathrayeeesaha Temple, Chinmaya School, shopping centres and other facilities is right there. Varma Homes the best builders with a Royal Lineage your partner for dream construction projects and apartments!Read More
The biggest financial investment most people make in their lifetime is buying a personal residence. It is truly a necessity & dream for all instead of paying rent to someone else. But what about investing in a second home? Is it a worthy investment? There may be many benefits but ultimately investing in a second home is desirable. There are many things to consider ensuring you are taking a smart and brilliant decision. Given below are some of the key factors that you should consider before you invest in your second home. Location It is one of the most crucial factors to consider when it comes to investing in real estate. Most importantly, if you are thinking of purchasing your second home as your income source, then obviously location matters. So, fixing up a home in a great neighborhood will give you the best return on your investment. Quite simply, it will be effortless to sell later. So, a location must have good proximity to all the inevitable things in our day-to-day life. I.e., it includes important amenities such as hospitals, schools, supermarkets, shops, restaurants, malls, public transportation, entertainment facilities, and so on. As you have a boundless number of choices when it comes to purchasing your second home, ensure the location of the property bonds into your need for the home. Cost You must be savvy when you choose to put investment in your second home. Thus, you need to make yourself very well financially, figuring in all the costs that you need to bear as of now just as later, keeping all the estimations prepared. Really at that time would you be able to start to consider purchasing a second home. Loan Let us imagine that you need more funds lying around to purchase a subsequent home – you will require a home loan. You need to consider different aspects before picking a home loan such as: is it safe to say that you are qualified for one? What is your credit score? Can you be able to pay off the loan in the specified time without compromising on your financial safety? When you are sure that you will actually be capable of satisfying these conditions, then you can proceed. Lifestyle After all the examination, calls & visits, you decide to make your second home a weekend stay home, you can surround a property that is a reflection of your lifestyle. You can plan and adorn the property in the way you wish. You can drive up to the spot any time you need and make the most of your time there before you head back to your hectic routine. This is unquestionably a significant factor to consider before purchasing a subsequent home. The Return on Investment Another crucial factor to consider is the potential return on investment of the property. Numerous elements become possibly the most important factor, for example, the location of the home, rental scopes, social infrastructure & good connectivity to neighboring cities. Investing in a home with a high return on investment will subsequently give higher long-haul returns. Remembering this, it is a smart thought to invest in quickly appreciating areas where the investment isn't as high as the well-established localities. Furthermore, there is more scope for higher appreciation year after year. Income Option If you decide to purchase a second home as an investment then you can lease the spot – a splendid method to make back the initial investment on the sum it took to buy the house. Regardless of whether to lease the house for the long or short term will rely totally upon how you choose to manage the spot in the end. Owning a second home is a big decision & a big milestone in your life. Irrespective of whether the house is an investment or get-away property, the demand for land properties is on the rise. Numerous people discover real estate to be a more secure & long-term investment than others. Also, the happiness from owning a second home is far more substantial. If you are now looking for a second home that will suit you? Then head out to Varma Homes, the most trusted real estate builder in Kerala, and discover your dream home! We construct living spaces that really matter for your happiness. We have our strong presence in all major prime locations of Kerala such as Kochi, Tripunithura, Thiruvananthapuram, Thrissur and Kozhikode. So, hurry up, now the decision is up to you…Read More
When this 2020 rolled in, all was set to celebrate the colours of happiness, positivity, and love, but contrarily, we all got locked down in our homes. Due to this pandemic Covid-19, the whole world is facing a threat that will keep to haunt us for a long period. Individuals have seen crucial changes and disappointing depreciation of their investments. Moreover, the stock markets have crashed, fluctuating gold prices, equity funds and shares hitting a slashing low. So living in this period of crisis, we can realize that the best investment option is definitely investing in real estate. Hence let’s go through the reasons that will help you to better to think of investing in real estate during this lockdown period. Highest Of All Times ROI Based on data from NCREIF (National Council of Real Estate Investment Fiduciaries), realty market helped individuals to return an average of 9.85% over the past years. This is obviously higher than all other investments like equity funds, shares, bonds etc. Since real estate has high tangible asset value, no matter what is the current situation in the world right now, you can hold this asset tangibly that will increase its reliableness and return on investment. Supply and Demand Breakthrough Real estate is a tangible asset made up of property and the land on which it sits, and like other assets, real estate is also subject to supply and demand. Now the supply is less and during this time, supply-demand breakthroughs will remain to profit the investors. Investing in real estate during this time will definitely benefit the investors. Stable Investment In The Current Scenario Real estate is the best asset class in the investment hoop, as a more reliable choice offering steady returns when it compared to the highly volatile stock market like gold or stocks, that might comes with increased risks and you might lose money. But when you invest in the realty market and rent out the property you can benefit a lot. The rental yield from the realty market is much high than returns on any conventional sources of investment. So real estate is one of the best attractive and stable income return even in this lock-down period. Reduced Home Loan Rates In the wake of the Coronavirus outbreak, it is the right time for those who chasing a life goal to own their own beautiful home. With banks beginning to lower down lending rates, more individuals are expected to take the plus of the incentives to purchase residential property as the lower EMIs would nearly match their current rents. So if you are among them then no more waits, reap the benefits now! Significant Opportunities For NRIs To Consider Investing In Indian Real Estate Due to this crisis, NRI's coming back to Kerala post lockdown to settle their business, and so they will be looking for apartments which are as per their standards and within trendy design and construction. NRIs can turn this present scenario as the opportune time to invest in real estate on the shoulders of less home loan interests, currency devaluation etc. So go ahead, make its best use and realize your lifetime dream. In short, amidst this coronavirus outbreak all around, it should be better to think of making an investment in real estate that will give you major returns in the future. This Lockdown period Varma Homes, the top builder in Kerala offers apartments that stand for superb quality, comfort and happiness packaged with ample incentives transforming lockdown blues to knock down your dream apartment into reality with lucrative offers. Use this uncertain time to choose the best ever secure and safe investment which guarantees higher returns and notable appreciation. Book your dream asset with Varma Homes, we have affordable luxury apartments in Kochi, Trivandrum and Thrissur and make a happy ending during this lockdown period.Read More