Book your apartment with our virtual consultation. A feature that enables you to virtually visit the property from anywhere at any time.

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Amidst the second wave of Covid-19, virtual home buying is again becoming increasingly common these days. For now, it is much safer to take a virtual apartment consultation rather than physically going to numerous locations to watch them in person. Now is a great time to take the privilege of the virtual home buying process. This opens a substantial opportunity to digitize home purchasing steps end-to-end, keeping in mind varying behaviour, attitudes & desires of homebuyers. As many supposing homebuyers were not ready to travel in-person to sites or project locations due to this pandemic scenario. Ie. Literally, there were no face-to-face meetings; these were changed by fully contactless transaction infrastructure, virtual tours, meetings, online choice of apartments, digital documentation & payments. Let�s start by looking at the key steps of the virtual home buying process as a whole:

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Virtual Consultation

This step is very similar to a typical buyer�s consultation, except that the meeting is held over video conference. In this step, the builder will connect you with a sales officer to help you get started on your virtual home buying journey, start the discussion, understand your requirements, price range, & any further criteria that you would like to have through video conference, phone or email etc.

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Virtual Tour

Normally, we would plan a time to go & explore your favourite apartments once your list is shortlisted. The virtual tour of apartments is quite similar in approach. Once you find a property that you need to see, the sales officer will schedule a time to do a walkthrough/video tour of the apartment. The virtual tour can either be live over FaceTime or recorded for you to watch later. Preferably blocking the virtual tour time along with your sales officer is the best option so that you can see the apartment property live. As this lets you pose inquiries & can allow you to point out areas you are keen on seeing a greater amount of.

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Conduct Purchasing Process Online

After conducting a video tour, you are confident that you have found the perfect home. Then you can start your purchase through the purchase contract & find chances for the available offers. When the real estate builder has reached terms that you feel worthy of & are confident will result in final purchase. That is right from enlisting an offer to signing a purchase contract such an ample home purchasing procedure can easily be done online via email & any other online platform.

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Home Inspection

From a purchaser�s angle, even if you are virtually doing most of the home buying process, it is essential to schedule a professional home visit adhering to all COVID-19 protocols.

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Grab Advantage of Mobile & Technology Possibilities

Advanced mobile & technology possibilities make the online home purchase process simpler, as they provide different choices to handily & safely bring the whole service process to the home purchaser such as signing documents via DocuSign & DigitalInk and can access remote mobile notaries to verify your identity & signatures to ensure that the whole buying process is completed efficiently and safely.

Based on the lockdown-induced chance, we at Varma Homes teamed up with digital technology to offer a contactless home buying experience for our customers. Being the responsible & trusted builder in Kerala, we know that owning a home is more important than ever. So we take a step ahead for realizing our customers ' dream home into a reality in this pandemic time via virtual consultation.

So if you have any plan to buy your dream apartment right now but aren't able to make it happen during these unusual times, then this is the right time to purchase your dream apartment with Varma Homes via virtual consultation. So get in touch with us today, we are here to help you to realize your dream home even in these difficult times!

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Mar 29, 2023

7 Reasons Why You Should Invest in Kochi

Kochi, the commercial capital of Kerala, is fast emerging as one of the most attractive destinations for investment in India. With a growing population, a well-developed infrastructure, and a vibrant business environment, Kochi offers numerous opportunities for investors looking to diversify their portfolio. In this blog, we'll explore seven compelling reasons why you should consider investing in Kochi.Strategic LocationKochi is strategically located on the west coast of India, making it a gateway to the Middle East, Europe, and Africa. The city is well-connected by air, road, and sea, with an international airport, two major ports, and a network of highways connecting it to other major cities in India. The location of Kochi makes it an ideal destination for businesses looking to expand their reach and tap into new markets.Growing EconomyKochi is one of the fastest-growing cities in India, with a thriving economy driven by multiple industries, including tourism, IT, manufacturing, and trade. The city's GDP is expected to grow at a rate of 9% per annum, making it one of the most attractive destinations for investment in the country.Robust InfrastructureKochi boasts of a world-class infrastructure, including a well-developed road network, modern ports, and an international airport. The city is also home to a number of industrial parks, IT parks (Techno park kochi) , and SEZs, providing businesses with access to state-of-the-art facilities and resources. The robust infrastructure of Kochi ensures smooth operations and hassle-free business transactions, making it an ideal destination for investors.Skilled WorkforceKochi has a large pool of skilled and talented professionals, including engineers, IT specialists, and business managers. The city has several renowned educational institutions, including Indian Institute of Technology (IIT), Indian Institute of Management (IIM), and Cochin University of Science and Technology (CUSAT), which produce a steady stream of skilled graduates every year. The availability of a skilled workforce makes Kochi an attractive destination for businesses looking to expand their operations.Booming Real Estate MarketKochi's real estate market is booming, with several residential and commercial projects coming up across the city. The city offers a range of options, from affordable apartments to luxury villas, making it an attractive destination for investors looking to diversify their portfolio. The growing demand for real estate in Kochi is driven by the city's booming economy and the increasing number of migrants moving to the city for work.Pro-Business PoliciesThe Kerala government has implemented several pro-business policies to promote investment and economic growth in the state. The state offers several incentives, including tax breaks, subsidies, and easy access to credit, to encourage businesses to set up operations in Kochi. The government has also taken several steps to simplify the business registration process and reduce the bureaucratic red tape, making it easier for investors to start and run a business in Kochi.Quality of LifeKochi offers an excellent quality of life, with a perfect blend of modern amenities and traditional culture. The city has several world-class hospitals, shopping malls, and entertainment centers, making it an ideal destination for families and professionals looking for a comfortable lifestyle. The city's scenic beauty, pristine beaches, and backwaters attract tourists from across the globe, making it an ideal destination for investors looking to invest in the tourism sector.In conclusion, Kochi is a city that offers a perfect mix of strategic location, robust infrastructure, skilled workforce, pro-business policies, booming real estate market, and quality of life. These factors make Kochi an ideal destination for investors looking to diversify their portfolio and tap into new markets. With its growing economy, strong infrastructure, and supportive government policies, Kochi is Varma Homes offer flats in Kochi with the most contemporary design style and architecture. We have been giving flats in Kochi and have a huge happy client base. On-time fulfilment and delivery of projects are some of our strong points. Our flats in Kochi use the most advanced technology, including contemporary design while keeping the highest standards in quality.

Jul 14, 2021

Is Buying An Apartment Better Than Renting One In Kerala?

The desire to have a place to call home is what provokes the majority of people to own an apartment. But sometimes, they are stuck in the EMI vs rent dilemma and hence they are hesitant to take a good decision. Many questions may arise, such as whether it is sensible to pay more for an EMI when I can rent it for a significantly lower price, or whether I can handle the bank loan interest, and so on. Yet, in the end, most people choose to settle down in their own home.�� Now it seems that the residential real estate industry is at its best now with several favourable factors that force people to buy an apartment in their favourite location. People can access loans at historically cheap interest rates now. Owing to the RBI's decision to lower the repo rate, home loan rates have fallen below 7* percentage, compared to 8-9* percent a year ago. If you have adequate monetary wealth, you can purchase an apartment. Though, if you do not, then also, you can try to purchase a home with EMI. After paying high monthly rent, you will eventually buy your home. Paying EMI is better than paying high monthly rents. After all, finally, you have your own property to call "Home".� In the case of renting, rent is a monthly payment that does not result in the creation of any physical asset. Paying EMI, on the other hand, has important impacts: it not only gives you present shelter but also advances the proportional possession of the property. While it is true that renting relieves one of the stresses of EMI payments, property taxes, & other legal concerns that come with owning a home. Unlike apartment owners, renters do not have to pay for maintenance or repairs, & they do not have to pay property taxes. However, owning a property as an investment might save you a significant amount of cash, thereby leaving you to build equity and also the appreciated land value will promise you a huge return on your investment.� Make the Correct Decision! Owning your own home is desirable, & the time is when you can afford it. Affordability is usually a crucial factor when it comes to purchasing your own home. As a rental, you will not find a decent property for less than 15-20k rupees in a good area, so even if you stay there for 15 to 25 years, you won't have a home to call your own. However, if you buy it with a home loan, you have a home of your own; you won't have any trouble settling down when you retire, a home increases your net worth & credit score, your future generations have an edge over others, and so on. Without a doubt, owning an apartment is a worthwhile choice rather than renting one. Renting does not allow you to build equity in the same way that buying an apartment does. Also, your rent could increase at any time. You're perhaps under the control of your tenant, who may order you to leave or defer repair demands. But, when you take out a loan to purchase a home, you're already mindful of the EMI you'll have to pay over time. But it is worth than renting. Let's look at a real estate property in Kochi as an example. Consider the following scenario: You need to pay 20K average in rent to get a housing, with around 5% increase in rent per year. The rental range will increase in the next ten years too. On the other hand, if you purchase a nice apartment for 40�60 lakh & pay an EMI of 30K with today's lower loan interest rate for a period of 20 years, you will save a huge amount in the long run. Also, it might be possible that in twenty years, the price of your apartment will also increase. So, think about whether you want to invest in it. That is, do you want to pay around 2.5 lakh in rent per year or do you want to own a house that will be an asset to you? Wrapping up, In fact, renting has its own set of benefits, such as flexibility, HRA, & lower monthly costs, among others. But when it comes to apartment ownership, it offers a long-term investment with the potential to create equity & raise the value of your house over time, as well as tax benefits & the option to transform your home into a source of income & integrate yourself into your community. Furthermore, by taking the step of purchasing your own home, you provide greater stability for your family's lives as well as their social lives.� Besides, the sense of security & pride that comes with owning a house is unrivalled. And it is better to own your dream apartment through a mortgage, since it'll be all yours after a few years & you won't have to pay for it. But a rental house will always be for rent & you'll be paying for it for as long as you live there. Hence, it's quite obvious which option is the greatest. So, don't get caught up in the buying vs. renting debate any longer! Buy your dream home with Varma Homes, one of the leading builders in Kerala, offering apartments in Kochi, Tripunithura, Thiruvananthapuram, Thrissur and Kozhikode with top-notch amenities.

Sep 06, 2019

Check Out the Security Features to Consider Before Buying a House

Home is the place where we get more comforts and security. So when one considers adding resources into the house, there may come various parameters as the top priority list and most vital part of is security. �However, searching for your dream home comes with various considerations. One of the most important consideration is security since you�ll likely be aiming to stay in the property with proper security features, which will keep you and your family happy for the long term. LocationLocation is the essential factor to be considered while purchasing the apartment. When you plan to invest in a specific area you should make visits and have a complete idea of the locality.� It should have a safe and secure neighbourhood. The money and social related environment play a vital role while focussing on the buying of the property. Apart from these, it is essential that one completes thorough background verification and comprehend the area before moving in. Now natural disasters are so common so select the location that is a bit safe from all-natural calamities. Hence,always look at the high-performance apartment building and its locality that is safe from all such natural calamities. Also look for the other basic amenities in the location that you want, such as health, education, transport, shopping, walkability, grocery stores, public transit access, recreation and supply. Ultimately you need to think about what location means to you and what access your house will offer.� So try to purchase in a zone that match with your lifestyle choices. The Security GuardsOnce you are satisfied with the location, you have to keep an eye on the security guards of the apartment during each visit. So the verification of the workmanship of security guards is profoundly suggested when it comes up on the point about security features of the apartment. Also, doing an intensive personal examination with the police aids in satisfying the safety efforts. Installing a Security SystemBefore you move into your dream apartment, you have to install the proper security system. Securing windows and entryways is equally important for your safest and comfortable stay. Now in the market there avail numerous wireless high-security systems & alert security system. So prepare your budget into a multi-layer security system while buying an apartment or flat. Fire ProtectionBefore you move out to your new apartment make sure you have a functioning and up-to-date fire extinguisher. You must check the fire alarm and inquire if a false test is done periodically. Furthermore, it is essential to confirm that keys to all locked doors are easily accessible if one needs to escape during the crisis. Verify the DeedsThe property with the right documents and deeds make you have the legal confidence of the property, comprising the banks to contract credits. If you plan to buy an apartment, verify the total cost for monthly maintenance of the apartment. Also check the apartment amenities like quality windows, doors, security systems, fire alarm, security guards etc. which helps you to have a secure and comfy life. Otherwise, in the end, you could pay a higher cost for not taking these pointers into account while purchasing it. So before you purchase your dream apartment make sure about these security features.�When you give priority to security with space, you and your family can live safely.�If you are looking for apartments that satisfying these requirements, you can check Varma Homes projects here. We have apartments and flats in Kochi, Trivandrum and Thrissur, where we mainly focussed safety as precedence. We offer CCTV surveillance to the entire premises of our projects along with firm security guards. Feeling safe in your own home is essential to any resident, which is why you need to take the right steps to pick a safe apartment. Here we can present you perfect apartments with advanced security features and we can assure that you will get the peace of mind. We offer the installations of latest safety features in our apartments like emergency alarms, exits, earthquake-resistant materials, fire hoses, extinguishers, basement flood pumps, security guards, CCTV surveillance which enable a tenant to get bigger protection. � We also promise that you don�t get jammed in making legal documents, deeds and mandatory clearances, as we will do this without any scope of mistakes. Our main focus is on customer satisfaction so we do not end the relationship between customers by just selling a home but we provide an endless commitment to them. You don�t have to worry about transparency and security, you can fully Trust Varma Homes. Come & visit our projects spots to witness the security for yourself to believe. We trust in making experiences that worth your money.

Nov 12, 2018

Importance of Using RERA Website before Buying Property

Buying a home is one�s lifetime event and it requires a great deal of effort, time, and money. From the years ago, buying an under construction apartment or flat was a risky choice.� But now the introduction of Real Estate Regulation and Development Act (RERA) has revolutionized the entire real estate industry and turned it as a productive platform for new buyers. With the enactment of the RERA, buyers can now stop concerning fake practices that formerly were an essential segment of the real estate industry deals which comprises properties under construction. They are: ?�� Fake agreements of sale ?�� Delays in passing over properties ?�� Unprepared changes in construction plans ?�� Absconding builders ?�� Acquired illegal permissions � Real Estate Pacts in RERA It is true that the before RERA, the real estate industry faced challenges. But now the real estate industry of Kerala has moved out over an extreme makeover when the implementation of the RERA occurred. It helped to generate more reasonable and fair transactions among the home buyers and developers of villas & apartments, making purchases more simple, clear and liable. RERA has formed a pool of buyers who can positively choose for any apartments or luxury flats which is under construction. So let�s check out how the RERA has transformed the earlier norms in the real estate sector. Compulsory Registration Projects with a plot size of minimum 500 sq. meters or having more than eight apartments must be registered with the corresponding state�s RERA. Current projects where the occupancy certificate or completion certificate has not been delivered are also required to meet the terms with the registration requirements under the RERA. These aids guarantee that developers & their real estate projects are genuine and they follow every criteria of authority specified as per the Act. Thus when the construction of the apartment begins, the right of buyers are secured under a registered developer. Reserve Account The prime reason for the delay of projects was due to the fund collected for a project, would consistently be diverted to new projects. To stop such diversion, promoters are now compulsory to submit 70% of all projects receivables into a distinct reserve account. The profits of such account can be used towards land & the construction expenditures and will be essential to be certified by an expert. Frequent Disclosures by Developers After the RERA implementation, home buyers can be able to regularly monitor the work progress of their projects on the RERA website since developers will be needed to submit the periodic work progress submissions on the website. Penalty Even if the best builders, made delay for handing over projects, they have to pay compensation. As the government can impose a stiff monetary penalty which may up to the 10 % of the project cost on the builders. There are also other punishments like imprisonments against violators who generate unnecessary massive delays or fraud in the projects. No Longer Exist Pre-Launches without Approvals Based on the rule of RERA, no pre-launches of projects is permitted without getting the approvals from the development authority or local municipal & without acquiring registration from the controller. This allow buyers to confidently invest in the apartments or villas of their tastes which has recently been launched. As of the arrival of RERA act, buyers can stop worrying about their project work progress. The buyer only need to choose apartment from the best builders at the right location. It is also significant to confirm that the possessions for sale have been registered under the RERA. Head off, and never hesitate to purchase an under construction or upcoming apartment with the most trustworthy real estate builder like Varma Homes. �All our projects are registered under RERA.� We have completed, ongoing and upcoming residential projects in Kochi, Thrissur and Trivandrum which are aimed to construct happiness.

Sep 28, 2020

Top Factors That Drive the Real Estate Price Growth

Now we can see a trend that a person�s most wealth portion is usually invested in the real estate market.� This is because of its size and scale in the niche market, which gives more lucrative and attractive offers to investors. Hence, the real estate market is up surging day by day. Various factors affect to decide property costs.�� Read this article to get a fair idea about the factors that affect the real estate price.� � Demand and Supply As we know that demand and supply are the two economic forces that determine prices.� That is, high demand with low supplies denotes high prices and the low demand with high supply denotes low prices.� This means when the availability of properties decreases the costing of the current properties increases. Alongside a growth in the number of occupants possessing a specific area, the popularity of an area regarding individuals longing for living there, likewise drives its cost. � Fiscal Growth A purchase is reliant upon the income of an Individual. When one has higher fiscal growth, rising salary, he has the choice to spend his income more on his houses; this will build demand and drive rates.� The demand for a property buyer is reliant on flexible salary & hike in wages whereas the downturn denotes the falling livelihoods of a person who can�t able to buy and who loses their job may fall behind on their home loan instalments and end up with their home reclaimed. � � Customer Trust When it comes to making real estate investment, confidence in the real estate laws of the land is a significant factor. After the RERA implementation, the real estate laws supported the advantages of purchasers and made firm provisions against developers & agencies attempting to mislead the client in any manner. This improved the real estate properties sales across India. � Infrastructural Development �While searching for purchasing an apartment in Kochi, Trivandrum, Thrissur or anywhere else, a homebuyer must pay key attention to the infrastructure of that specific area. A region that has a rationally great infrastructure has seemingly greater chances of being picked by a buyer and the property price additionally shoots up. Accessibilities like accessible roads, proximity to hospitals, shopping complexes, schools, workplaces, metro rail underway, etc. all these factors considerably tend to help raise property prices. � Customization The real estate worth gets higher in the case of builders undertaking customization of residential apartments based on the client�s prerequisites. For example, a few buyers may desire to have big the balcony attached to their bedrooms, or other distinct alterations. � Home Loan Charges Present Home loan rates can likewise remarkably affect property costs. At the point when the interest rate for housing loans are high, it lessens the demands for a property since it makes borrowers hesitant to go through additional cash over the high-interest charge. �Also, when there are lower interest rates for loans, then the demand of real estate increases. So, before finalising on the property purchase choices, every single buyer should examine these drivers to get a sensible evaluation of the apartment that interests them.� As various factors influence the real estate price rise and all these must be paid attention to while setting funds in purchasing an apartment. Careful examination and research are essential for better returns, profitable investment and painless liquidity. You can also contact us; Varma Homes, one of the best builders in Kerala to know about our upcoming residential project prices. Being the most reliable builders in Kerala, we have various ongoing residential projects in the prime regions of Kochi, Thrissur and Trivandrum. We always focus on all our clients� desires, needs and safety while investing in their dream home with Varma Homes. �So, don�t mess with the rest, trust Varma Homes- Simply Unique, Simply Better & Living to Design Safer Homes!